Another reason to close Creditone

alinoapa · ‎09-02-2014

I got married recently, and since then I've been calling my creditors to change my name. Everything went smoothly with all of them except for Creditone, as they want to charge me a $25 fee...um, no thanks

Goodbye and good riddens!!!!!

myjourney · ‎09-02-2014

Bravo good decision

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

daybreakgonesXe · ‎09-02-2014

Wow, that's...odd! Can't believe they would charge you over a name change that you would think would be a legal requirement!

Ahh wells, good reason to close them for good! Congrats on your path to better credit as well as your marriage!

CreditMagic7 · ‎09-02-2014

Excellent Decision! A charge for this and a charge for that (head spins)

SunriseEarth · ‎09-02-2014

@alinoapa wrote:
I got married recently, and since then I've been calling my creditors to change my name. Everything went smoothly with all of them except for Creditone, as they want to charge me a $25 fee...um, no thanks

Goodbye and good riddens!!!!!

Congrats on marriage! And congrats on your divorce from CreditOne! You may now kiss them goodbye

alinoapa · ‎09-02-2014

Thanks everyone

chalupaman · ‎09-02-2014

Good riddance to that Credit One card you had.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Blodreina · ‎09-02-2014

@alinoapa wrote:
I got married recently, and since then I've been calling my creditors to change my name. Everything went smoothly with all of them except for Creditone, as they want to charge me a $25 fee...um, no thanks

Goodbye and good riddens!!!!!

Seriously? Lol...wow. Next thing you know, they'll start charging a fee to speak with CSRs.

dize · ‎09-02-2014

Did they try to charge you a cancelation fee as well?