Another round of preapproved FNBO mailers

[Anonymous]

I've gotten mailers for the 1% and their prime rate cards recently.  The prime rate one is interesting but I don't really carry balances. 

I might take another stab at their Best Western card since they seem to be interested in me now, though.  What other cobranded cards to they have?

[FinStar]

---

@Anonymous wrote:

I've gotten mailers for the 1% and their prime rate cards recently.  The prime rate one is interesting but I don't really carry balances. 

I might take another stab at their Best Western card since they seem to be interested in me now, though.  What other cobranded cards to they have?

---

Anything from Speedway/Speedy Rewards, ANA USA, JAL USA, China Airlines (2 reward structures), Icelandair (2 reward structures), Best Western, Sheetz, M Life, La Quinta, FordPass Rewards and a few others. 

[Anonymous]

i just got one yesterday in the mail too...not knowing much about FNBO, i just threw the mailer in the trash.

maybe i should read up on it some more. is it a decent card to have? 

---

@thornback wrote:

I received a snazzy black envelope invite mailer yesterday - my first one ever and I have no accounts with them.  It was also for the rewards card but I don't remember it saying "preappoved" -- I'll have to take another look at it -  but it did have an access code and reservation number.  Are their invite mailers basically pre-approvals or do their pre-approvals actually say "you're pre-approved"?

---

[4sallypat]

Well that explains how they got my address - I am JAL & ANA frequent flyer member.

Received tons of emails & offer mail for the ANA & JAL credit cards but this is the first time they sent me FNBO Rewards Visa application by mail....

I'd rather get the JAL/ANA credit card but DP show that their UW is tough to secure and their SUB is not that great..

[203bravo]

I got their Ford rewards card 6 months ago, figured it was an easy way to get a couple of free oil changes during the year.. Couple of days ago get a message for auto CLI.. acutally never even thought of requesting one 

[FinStar]

---

@4sallypat wrote:

Well that explains how they got my address - I am JAL & ANA frequent flyer member.

Received tons of emails & offer mail for the ANA & JAL credit cards but this is the first time they sent me FNBO Rewards Visa application by mail....

I'd rather get the JAL/ANA credit card but DP show that their UW is tough to secure and their SUB is not that great..

---

Yes, both cards seem to be a bit tougher to obtain than their FNBO counterparts.  The JAL USA application is lengthy and clunky at best, but they're currently running a limited-time SUB promotion.  Given other travel CCs with decent rewards/SUBs, I think there are better options, IMO.

[JeffMO]

I got mine in the mail today, would be great if I needed a BT, fee is 3 % but I don't. Always seems to work that way, when you need it its not there, when ya don't bam! 

[cr101]

---

@pinkandgrey wrote:

It's weird. All I ever used to hear was that FNBO was ultra-conservative and wouldn't let anybody in, and now everybody seems to be getting a FNBO.

FOTM?

---

Thanks for giving me a reason not to apply. I got an invite, but I'm sure that I'll be the only one to get declined. 😔😁