Another useless duck & beaver thread

[Vegas247]

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@Ron1 wrote:

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@Vegas247 wrote:

Is becoming a member free? I did read on the pop up trick when you got approved....Are they generous as far as starting credit limits? So I should become a member, then check the account from time to time to see if the pre approval pop up comes up? is that kinda how it works?

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The membership is free. You don't have to buy anything.  I signed up last year. I didn't get pop-up until now. It depends on your credit history. Keep checking if you don't ger pop-up. Do you have any other Comenity cards? You need to have at least one Comenity store card to get any pop-up pre-approval? I heard many people got HP onEQ after accepting pre-approval. It is stange. I didn't get any HP on EQ.  You need to create account with Total Rewards. You need to enter your personal info such as Name, address, phone no, date of birth (?). Those info must exactly match with your credit report. You might get pre-approval pop-up after registering the account and entering personal info. If it fails, you need to try from time to time. You need to clear the browser's cookies, caches and browswer's history. I hope you understand.

Ron.

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I do understand everything....I DO have to have atleast one store card to get the pop up...is that right? Or can I get the pop up from just entering my exact info correctly? I would just apply for the Total Rewards card directly...my EQ is 743(Discover). I have no need for a store card.

[Vegas247]

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@alvon123 wrote:

Just checked today, my Beaver account is still open (account opened early October).

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alvon123, are you a member of OCCU? Have you ever bought something with your Beaver card, and it didn't go through? Have you spent alot on the card since OCT?

[Ron1]

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@Vegas247 wrote:

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@Ron1 wrote:

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@Vegas247 wrote:

Is becoming a member free? I did read on the pop up trick when you got approved....Are they generous as far as starting credit limits? So I should become a member, then check the account from time to time to see if the pre approval pop up comes up? is that kinda how it works?

---

The membership is free. You don't have to buy anything.  I signed up last year. I didn't get pop-up until now. It depends on your credit history. Keep checking if you don't ger pop-up. Do you have any other Comenity cards? You need to have at least one Comenity store card to get any pop-up pre-approval? I heard many people got HP onEQ after accepting pre-approval. It is stange. I didn't get any HP on EQ.  You need to create account with Total Rewards. You need to enter your personal info such as Name, address, phone no, date of birth (?). Those info must exactly match with your credit report. You might get pre-approval pop-up after registering the account and entering personal info. If it fails, you need to try from time to time. You need to clear the browser's cookies, caches and browswer's history. I hope you understand.

Ron.

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I do understand everything....I DO have to have atleast one store card to get the pop up...is that right? Or can I get the pop up from just entering my exact info correctly? I would just apply for the Total Rewards card directly...my EQ is 743(Discover). I have no need for a store card.

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Yes, it doesn't matter ut us a store card or Visa/MC. It is tough to get without pre-approval. I got denied without pop-up pre-approval last year. My score was higher than yours. Most people got approved the card with pop-up. You need a store card ( find easiest one such as Victoria Secret) as a stepping stone to get into the door.

Ron.

[alvon123]

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@Vegas247 wrote:

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@alvon123 wrote:

Just checked today, my Beaver account is still open (account opened early October).

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alvon123, are you a member of OCCU? Have you ever bought something with your Beaver card, and it didn't go through? Have you spent alot on the card since OCT?

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No, I am not  a member and don't live in Oregon.  I have spent over 500 dollars on this card since I received it in October. They froze my account January 25 when trying to make an 800.00 online Ebay purchase and also a cash advance at a ATM.  However they later lifted the freeze. I then quickly paid my account down to zero (so if they did close my account it wouldn't be a hassle to pay them back).

[sillykitty1]

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@Burned2manybridgesB4 wrote:

Anyone else left? I'm still active, and using.

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I'm still active, as far as I can tell.  The account page still has all the info on it.

I got the card in November.  

I don't live in OR.

CL is 15K.  

I only put my Netflix autopay on it & PIF

Never frozen to my knowledge.

[RnJ]

An estimated 75 additional people (possibly more, estimate is just from a few random threads) were approved for these cards, but never posted back after approvals.  Would be interesting to see how many still have their cards.

[Happychap]

Mine still working also.

[Anonymous]

Mine was never frozen and is still open, 20K, opened with a 762 EQ, don't live in OR nor am I am alum. However, I've taken it out of my siggy and put it in the sock drawer.

[kaskuli]

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@VirtualCuriosity wrote:

The whole situation is fowl.

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[gdale6]

Still open and usable put charges on it today. Apped in early Jan.