Any card better the uber visa ?

[MrDFinance]

Ahhh seems like I've been getting lucky then.... Always some pitfalls here and there....

[Anonymous]

A “grandfathered” Savor with no AF and 4% cash back on dining and entertainment. But you’re asking about for someone applying NOW, not just a whimsical or philosophical question, right?

—Savor $95 AF is waived the first year and has a BIG SUB though that would offset the AF for an additional 5 years and leave you with $25. So essentially 6 years with no AF at 4% cash back.

On a rotating basis, Chase Freedom and Discover It have quarterly 5% cash back on dining and this year it did not fall on the same quarter, so that was 6 months of 5% cash back with no AF.

[juniornj23]

I hace discover but chase doesn't like me .

[Shooting-For-800]

Savor = 4% dining 4% entertainment 2% groceries with $500 sub and $95 AF waived 1st year

SavorOne = 3% dining 3% entertainment 2% groceries with $150 sub and $0 AF and 0% for 15 months.

 BTW = Ducks Unlimited = 5% gas 5% sporting goods and $0 AF.

[Anonymous]

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@MrDFinance wrote:
CSR can beat it if you redeem the points for travel but outside of a rotating category card Nothing can beat it for cash back redemption year round......

Aside from that the overlooked category is the 2% back on online purchases is pretty solid.... You would think that means online stores or subscriptions but this literally means anything u pay online with the card gets 2% ... Car insurance.... Internet bill....Any Transaction made online......etc....... Like a mini Citi double cash for online purchases....

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Right, but as later posts show, it's best to get a 2% everywhere card for this than rely on the 2% category (of any card).   I would suggest that people should go for such a card ASAP, and just forget any 2% features of a card.     (Contrast this with the 3% mobile payment of the US Bank card.   That is still valuable as most people don't have a 3% everywhere card)

[Anonymous]

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@Anonymous wrote:


—Savor $95 AF is waived the first year and has a BIG SUB though that would offset the AF for an additional 5 years and leave you with $25. So essentially 6 years with no AF at 4% cash back.

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But why bother viewing it this way.   Get the Savor and meet the SUB, and keep for the first year.   Then close (or PC to no AF if possible) and get the Uber.    SUBs are yours to keep, no need to think of it as that makes it OK to pay continuing AFs when there are alternatives

[Turbobuick]

Costco citi visa; the good and the bad

- 4% gas

- 3% fast food/dining

- membership required/rebates are annual

by far my most used card for modest traveling by car

[Turbobuick]

My first thought was it's ironic the Uber card has no gas rebate, my second thought was DUH, large percentage of Uber cardholders don't own a car or prefer not to drive.  

[Anonymous]

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@Turbobuick wrote:

My first thought was it's ironic the Uber card has no gas rebate, my second thought was DUH, large percentage of Uber cardholders don't own a car or prefer not to drive.  

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You would think that an Uber card would give you better cash back than the 2% for Uber rides.  Of course you can redeem your cash back earned in the form of Uber credits so you would certainly get some free rides.  I have never used this card for an Uber ride.  I specifically got it so no matter where I eat or drink, it would be 4%.  I haven't found any place yet that didn't code it properly where I get hosed on the 4%.  If you take enough Uber rides, you would be better off getting the US Bank Cash+ and choosing the ground transportation category for 5%.

[Shooting-For-800]

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@Anonymous wrote:

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@Anonymous wrote:


—Savor $95 AF is waived the first year and has a BIG SUB though that would offset the AF for an additional 5 years and leave you with $25. So essentially 6 years with no AF at 4% cash back.

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But why bother viewing it this way.   Get the Savor and meet the SUB, and keep for the first year.   Then close (or PC to no AF if possible) and get the Uber.    SUBs are yours to keep, no need to think of it as that makes it OK to pay continuing AFs when there are alternatives

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4% entertainment