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I've seen some talk about the Langley Signature which gets 2%, and sometimes elevagted to 5% (but capped at $100)
The Venmo credit card gets 3% because Costco seems to categorize as groceries for them
Any others I'm missing? Hoping to find some more that possible get 3% uncapped. Thanks
redstone visa signature is 3% on wholesale if you live in AL/TN
Amex BCE gets 3% at Sams Club when used with the scan and go feature in their app. It codes as online retail that way.
AAA Daily Advantage Visa Signature® Credit Card gets 3% cash back on up to $10K annual spend. It is somewhat geo-fenced but is regional with only certain parts of the country where AAA uses a different issuer.
EDIT: Also adding that the US Bank Altitude Reserve gives 3% back if you use mobile wallet (works in store at CostCo) and up to 4.5% back if you redeem for travel with some hoop jumping. Yes there is an annual fee, but it is also unlimited cash back.
I think the only "unlimited" 3% would be Venmo and USBAR. Robinhood is as well, but they seem quick to shutdown Costco spend rewards. Redstone is geofenced for new applications and has a $7000 spend cap for wholesale and then drops to 1.5. AAA from Comenity has a 10k cap (but shared between all of the 3%/5% categories) and then drops to 1%.
Here is some info from the old Costco post, updated:
Upgrade Cash Rewards Elite Visa 2.2% (all purchases)
Redstone FCU Visa Sig 3% (wholesale clubs, groceries, discount stores, utilities, phone and streaming services, and an overpowered 5% on Gas & Restaurants each with a separate $7k annual cap, 1.5% on everything else. Rewards given through the MyChoice rewards program, technically as points redeemed at .5 cents/point, but points awarded at 10x, 6x, and 3x for the aforementioned categories). Card is now geofenced to AL and TN residents.
AOD 3% ($1500 spend per month cap) is now open again to new applicants.
@NoMoreDebt wrote:Amex BCE gets 3% at Sams Club when used with the scan and go feature in their app. It codes as online retail that way.
And at Walmart with Walmart Pay scan.
FICO® 8: 806 (Eq) · 794 (Ex) · 812 (TU)
Huntington Voice has a 3% warehouse category for Sam's Club and similar stores. But it's a Mastercard and I don't think Costco takes MC, right?
FICO® 8: 806 (Eq) · 794 (Ex) · 812 (TU)
If online shopping is the selected category for the Bank of America Customized Cash Rewards card, online purchases at the clubs get 3%; orders can be shipped or picked up in-store. If you have a large balance with Bank of America/Merrill you can get up to 75% more cashback -- up to 5.25%.