Any cards that get 3% or more more wholesale clubs / Costco?

[FicoMike0]

Us b shoppers has wholesale club cat selectable for 3%.

https://www.usbank.com/credit-cards/shopper-cash-rewards-visa-signature-credit-card.html

[ElvisCaprice]

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@Yawgoog wrote:

If online shopping is the selected category for the Bank of America Customized Cash Rewards card, online purchases at the clubs get 3%; orders can be shipped or picked up in-store.  If you have a large balance with Bank of America/Merrill you can get up to 75% more cashback  -- up to 5.25%.

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Costco,

Also if you puchase gift card online to use in store or online.  I buy digital online then transfer to physical gift card in store.  Keep in Google wallet copy of gift card to scan at checkout.

[unsungivy]

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@ElvisCaprice wrote:

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@Yawgoog wrote:

If online shopping is the selected category for the Bank of America Customized Cash Rewards card, online purchases at the clubs get 3%; orders can be shipped or picked up in-store.  If you have a large balance with Bank of America/Merrill you can get up to 75% more cashback  -- up to 5.25%.

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Also if you puchase gift card online to use in store or online.  I buy digital online then transfer to physical gift card in store.  Keep in Google wallet copy of gift card to scan at checkout.

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I've taken advantage of a rotating 5% warehouse category in the past in Discover, and maxed it at $1500 in Costco gift cards. They lasted roughly 9 months at the rate we shop there.

[GhostPrototype]

Paypal Offers has been giving me 5% back at Walmart for a couple months now. The offer needs to be activated in Paypal before each use but it keeps coming back for more uses.

Paying via Paypal on the website with an Amex BCE gives another 3% back (online shopping category). You can purchase things directly or buy physical gift cards for in-store shopping (which also work at Sam's Club!). Free shipping when the order is at least $35, even if it's only a gift card.

Not sure how long this will last but 8% cashback is the minimum I'm expecting at Walmart right now...

[Neiltyson]

Great tip. This might beat case scenario then if you can buy gift card online quickly and use in store for 5.25% back

[Neiltyson]

@PullingMeSoftly interesting. I didnt know about  tUpgrade Cash Rewards Elite Visa

Do you know if the Life Rewards with 3% on grocery gets 3% at Costco? Would be great if it coded same as Venmo card 

[ptatohed]

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@FicoMike0 wrote:

Us b shoppers has wholesale club cat selectable for 3%.

https://www.usbank.com/credit-cards/shopper-cash-rewards-visa-signature-credit-card.html

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Sure, at a cost of $95 per year which means it's not 3%.    

[FicoMike0]

@ptatohed 

Yes, but first year af is waived and they paid a $250 bribe to take it. It also pays 6% for two stores, I picked Amazon and Walmart.

I plan to pc it to cash+ when af comes due. The 4% smarty sounds great, but I don't plan on tieing up $100,000 with them.

[ElvisCaprice]

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@unsungivy wrote:

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@ElvisCaprice wrote:

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@Yawgoog wrote:

If online shopping is the selected category for the Bank of America Customized Cash Rewards card, online purchases at the clubs get 3%; orders can be shipped or picked up in-store.  If you have a large balance with Bank of America/Merrill you can get up to 75% more cashback  -- up to 5.25%.

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Also if you puchase gift card online to use in store or online.  I buy digital online then transfer to physical gift card in store.  Keep in Google wallet copy of gift card to scan at checkout.

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I've taken advantage of a rotating 5% warehouse category in the past in Discover, and maxed it at $1500 in Costco gift cards. They lasted roughly 9 months at the rate we shop there.

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Costco online doesn't accept Discover anymore.  But you were smart while it lasted.  I haven't found anything that beats the 5.25% BofA CCR.  Other than discounted e- Costco shop cards off site.

[ptatohed]

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@FicoMike0 wrote:

@ptatohed 

Yes, but first year af is waived and they paid a $250 bribe to take it. It also pays 6% for two stores, I picked Amazon and Walmart.

I plan to pc it to cash+ when af comes due. The 4% smarty sounds great, but I don't plan on tieing up $100,000 with them.

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Understood @FicoMike0 , but a year goes by fast.  I'm on the fence with the 4% Smartly but I am leaning toward the tie up $100k side, lol.