Any cards that get 3% or more more wholesale clubs / Costco?

[Neiltyson]

I've seen some talk about the Langley Signature which gets 2%, and sometimes elevagted to 5% (but capped at $100)

The Venmo credit card gets 3% because Costco seems to categorize as groceries for them

Any others I'm missing? Hoping to find some more that possible get 3% uncapped. Thanks

[GZG]

redstone visa signature is 3% on wholesale if you live in AL/TN

[NoMoreDebt]

Amex BCE gets 3% at Sams Club when used with the scan and go feature in their app. It codes as online retail that way.

[G2244]

AAA Daily Advantage Visa Signature® Credit Card gets 3% cash back on up to $10K annual spend. It is somewhat geo-fenced but is regional with only certain parts of the country where AAA uses a different issuer. 

EDIT: Also adding that the US Bank Altitude Reserve gives 3% back if you use mobile wallet (works in store at CostCo) and up to 4.5% back if you redeem for travel with some hoop jumping. Yes there is an annual fee, but it is also unlimited cash back.

[Komma]

I think the only "unlimited" 3% would be Venmo and USBAR. Robinhood is as well, but they seem quick to shutdown Costco spend rewards. Redstone is geofenced for new applications and has a $7000 spend cap for wholesale and then drops to 1.5. AAA from Comenity has a 10k cap (but shared between all of the 3%/5% categories) and then drops to 1%.

[PullingMeSoftly]

Here is some info from the old Costco post, updated:

• Any flat-rate 2% Visa card should be the baseline
• Chase Freedom Unlimited 1.5x (1.87x or 2.25x w/portal redemption via Preferred/Reserve)
• Bank of America Unlimited Cash Rewards 1.5% (1.87% w/Gold, 2.25% w/Platinum, 2.62% w/Platinum Honors)
• Bank of America Premium Rewards 1.5x (1.87x w/Gold, 2.25x w/Platinum, 2.62x w/Platinum Honors)
• Bank of America Premium Rewards Elite 1.5x (1.87x w/Gold, 2.25x w/Platinum, 2.62x w/Platinum Honors)
• Bank of America Customized Cash Rewards 2% (2.5% w/Gold, 3% w/Platinum, 3.5% w/Platinum Honors)
• Citi Costco Anywhere Visa 2%
• Capital One Venture X/Venture 2x (while cash redemption is $.01/point, other redemptions, i.e. transfer partners, may yield higher)
• US Alliance CU Visa Sig 2x  (Rate reverts back to 1% at the end of 2024, points valued at $.01/point)
• Affinity FCU Cash Rewards Visa Sig 2x, Supermarkets is a permanent base multiplier at 2x (along with restaurants and gas), and in my own DP's some Costco purchases have been qualifying as supermarket/grocery spend. 

• Upgrade Cash Rewards Elite Visa 2.2% (all purchases)

• Alliant CU's Visa Sig 2.5% (If earning Tier One rewards: Opt in to receive eStatements; and at least one electronic deposit posted to the account each calendar month; and maintain an average daily balance of $1,000 or more)
• AOD FCU Visa Sig 3% (AOD's card is no longer available for new applications, but existing users still earn at the same rate)
• Bellco CU Colorado Rewards Visa possible up to 3x (3x consisting of 2 bonus Points and 1 base Point for every dollar of Purchases made at eligible Grocery Stores/Supermarkets, Shoe Stores, Movie Theaters, and others. Costco may be included in grocery/supermarkets, ymmv). [Open membership via backdoor, redemption value varies depending upon thresholds 2500-5000 point redemption 1 pt = 0.83c (2.5%), at 10,000 pts $100 statement credit 1 pt = 1.0c (3.0%)]
• Synchrony Venmo Visa 3% (when grocery is highest spend category, grocery includes Costco)
• US Bank Shopper Rewards 3% (when selecting wholesale clubs as a 3% category, $95 AF)
• US Bank Altitude Reserve 3x via mobile wallet (4.5x if redeeming for travel)
• Comenity AAA Daily Advantage Signature Visa 3% (in addition to 5% groceries, 3% on gas/EV, pharmacy, streaming, AAA membership not required, $10,000 total spend cap for groceries and wholesale combined)

• Redstone FCU Visa Sig 3% (wholesale clubs, groceries, discount stores, utilities, phone and streaming services, and an overpowered 5% on Gas & Restaurants each with a separate $7k annual cap, 1.5% on everything else. Rewards given through the MyChoice rewards program, technically as points redeemed at .5 cents/point, but points awarded at 10x, 6x, and 3x for the aforementioned categories). Card is now geofenced to AL and TN residents. 

• NIH FCU Visa Sig Cash Rewards at 3% (4% on personal/home categories which includes wholesale for the first 12 months, open membership)
• Langley FCU Visa Sig, monthly rotating selectable categories, occasionally offering 5% on wholesale.
• Safe CU Cash Rewards Visa (both Signature and Platinum) 5% (selectable quarter category only 1-2 times a year, geo-restricted to some Northern CA counties).

[ptatohed]

AOD 3% ($1500 spend per month cap) is now open again to new applicants.  

[Varsity_Lu]

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@NoMoreDebt wrote:

Amex BCE gets 3% at Sams Club when used with the scan and go feature in their app. It codes as online retail that way.

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And at Walmart with Walmart Pay scan.

[Varsity_Lu]

Huntington Voice has a 3% warehouse category for Sam's Club and similar stores. But it's a Mastercard and I don't think Costco takes MC, right?

[Yawgoog]

If online shopping is the selected category for the Bank of America Customized Cash Rewards card, online purchases at the clubs get 3%; orders can be shipped or picked up in-store.  If you have a large balance with Bank of America/Merrill you can get up to 75% more cashback  -- up to 5.25%.