cancel
Showing results for 
Search instead for 
Did you mean: 

Any definitive data out there on whether Blispay is a Hidden TL or not?

tag
galahad15
Valued Contributor

Any definitive data out there on whether Blispay is a Hidden TL or not?

I've been following the latest developments on the forum about the Blispay card, and have myself received a Blispay card a few days ago.  One of the questions I think was raised a few times but I am not sure if it was definitively answered was if Blispay is a hidden TL or not.  After browsing and searching the forums, I found at least one thread that seemed to indicate or hint at that Blispay is indeed a hidden TL, but was just wondering if anyone has any information or knows for sure yet if that is the case?


Message 1 of 20
19 REPLIES 19
Discover2016
Valued Contributor

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?


@galahad15 wrote:

I've been following the latest developments on the forum about the Blispay card, and have myself received a Blispay card a few days ago.  One of the questions I think was raised a few times but I am not sure if it was definitively answered was if Blispay is a hidden TL or not.  After browsing and searching the forums, I found at least one thread that seemed to indicate or hint at that Blispay is indeed a hidden TL, but was just wondering if anyone has any information or knows for sure yet if that is the case?


I believe Blispay only reports to Experian.

Gardening until September 2025
Next app: Mortgage in September 2025
FICO 08 Experian 810
Message 2 of 20
Burned2manybridgesB4
Valued Contributor

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?

Since this is a new kid on the block as far as cards go....

 

Difinitve answers for reporting won't be confirmed until after three months, when a CC typically shows at the latest.

 

Has anyone confirmed Bpay showing up at all on any CRs so far? I'm 0/3 so far.

 

If they're watching costs, they might not report until there's usage, and only update when there is monthly usage, like some other lenders.

Message 3 of 20
Themanwhocan
Senior Contributor

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?


@Discover2016 wrote:

@galahad15 wrote:

I've been following the latest developments on the forum about the Blispay card, and have myself received a Blispay card a few days ago.  One of the questions I think was raised a few times but I am not sure if it was definitively answered was if Blispay is a hidden TL or not.  After browsing and searching the forums, I found at least one thread that seemed to indicate or hint at that Blispay is indeed a hidden TL, but was just wondering if anyone has any information or knows for sure yet if that is the case?


I believe Blispay only reports to Experian.


No-one knows anything yet, this is all speculation.

 

One person asking a strange question to a CSR and getting an answer of "only experian" is much more likely to be the CSR thinking the caller means what credit reports are pulled for an application. After all, why would a CSR for a brand new credit card be trained to know what credit reports a card reports to?

 

Blispay is not showing on any of my credit reports, as of yesterday. So there is no way to know anything at this time. And no reason to suspect anything out of the ordinary is likely to occur.

 

"we only report to experian". "We only use Experian reports". These answers are very easy for a brand new CSR from a company that just started issuing their first credit card a few days ago, to get totally confused.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 4 of 20
JamP
Valued Contributor

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?

Haven't gotten a due date on my regular purchases yet.

My Income Tax payment shows due in October though.

No statement yet.

 

It hasn't reported to any of mine yet. 

 

I am sure we will find out soon enough.

 

250k+ CL and climbing.
Message 5 of 20
Anonymous
Not applicable

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?

Interesting post ... I'll be following along as I am very interested how this one will report or if it may have payment posting or reporting issues out the gate and for that reason, I'm watching and waiting before I consider using my new Blispay ... it took at least 2.5 weeks (maybe longer) to come in the mail ...
Message 6 of 20
Coolermaster007
Contributor

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?

This will most def.report to all 3 as something it wont be hidden the question I'm asking how is it going to report to the bureaus Revolving**(like normal cards) Or as an Installment Loan* now that would spice things up a bit pushing me into getting it as I dont have any current loans on my reports.
Message 7 of 20
Anonymous
Not applicable

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?

I guess we will see after the first statements come out, which could be in the next 10 days or so, I would imagine..

 

interestig fact, mine has not shown up as a new account on any CR

Message 8 of 20
Anonymous
Not applicable

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?

Anybody get a statement yet or had this pop up on bureau??
Message 9 of 20
fltireguy
Valued Contributor

Re: Any definitive data out there on whether Blispay is a Hidden TL or not?

not here.. and, I was approved on the 2nd day the card was available...made a purchase a few days later.... got my first statement, nothing showing yet

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.