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Any experience when a cc co. asks for a copy of your ssn card with a pending application?

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12njoy
Super Contributor

Any experience when a cc co. asks for a copy of your ssn card with a pending application?

Applied for a Wells Fargo credit card which immediately went into a pending status.  Called to check status and was told that they needed a copy of my social security card.  CSR said that my application was reviewed by underwriting and they noted on application that a social security card was needed to verify SSN.  What are your thoughts on this process?

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
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12njoy
Super Contributor

Re: Any experience when a cc co. asks for a copy of your ssn card with a pending application?

Help

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
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NoAnchoviesPlease
Established Contributor

Re: Any experience when a cc co. asks for a copy of your ssn card with a pending application?


@12njoy wrote:

Applied for a Wells Fargo credit card which immediately went into a pending status.  Called to check status and was told that they needed a copy of my social security card.  CSR said that my application was reviewed by underwriting and they noted on application that a social security card was needed to verify SSN.  What are your thoughts on this process?


I could imagine this being needed if there's a spelling mismatch on the name, or if there's another name/record showing up for that SSN that doesn't seem to match, although I would think this would be an infrequent occurrence. Maybe a really short or non-existent credit history? 

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 3 of 5
12njoy
Super Contributor

Re: Any experience when a cc co. asks for a copy of your ssn card with a pending application?

Thanks.  I have a short history on EQ (all 3 really) of 1.9 years.  Would you think this likely is an approval pending verification of SSN?

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 4 of 5
Anonymous
Not applicable

Re: Any experience when a cc co. asks for a copy of your ssn card with a pending application?

Yes sometimes banks will want a copy of your SSN card to verify ID. This is perfectly normal. Just make sure you are mailing / faxing to the correct place.
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