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Any good cu that give large personal loc ??

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youngman1234
Established Contributor

Any good cu that give large personal loc ??

I'm trying to find any credit unions that give 25k+ personal loc based on income not heloc. Preferably 50k. Also I'm not in the military so need a cu that has a easy requirement to become a member no living in specific areas or working for specific companies...

I'm self employed out of nj... But I don't mind paying a fee to join an organization and then get in... I did that with Penfed...
Message 1 of 10
9 REPLIES 9
FinStar
Moderator Emeritus

Re: Any good cu that give large personal loc ??

Good luck!

Message 2 of 10
RockinRay
Valued Contributor

Re: Any good cu that give large personal loc ??

I am not aware of a CU... Have you thought about Lending Club?

Ray

** Every Card has a Job, and Every Card does its Job **
Message 3 of 10
Kenny
Moderator Emeritus

Re: Any good cu that give large personal loc ??

Too large of an amount to give unsecured.

Message 4 of 10
Anonymous
Not applicable

Re: Any good cu that give large personal loc ??

You could try Penfed or Justice FCU or PSECU.

 

But it might be tough to qualify for a large amount.

 

Message 5 of 10
TATATA
Regular Contributor

Re: Any good cu that give large personal loc ??


@youngman1234 wrote:
I'm trying to find any credit unions that give 25k+ personal loc based on income not heloc. Preferably 50k. Also I'm not in the military so need a cu that has a easy requirement to become a member no living in specific areas or working for specific companies...

I'm self employed out of nj... But I don't mind paying a fee to join an organization and then get in... I did that with Penfed...

Western FCU (pull Experian) and Los Angeles FCU (pull Transunion). 

Total CL's combine: $150,600.
Message 6 of 10
Anonymous
Not applicable

Re: Any good cu that give large personal loc ??

What collateral do you have, in order to secure this type of loan?

Message 7 of 10
youngman1234
Established Contributor

Re: Any good cu that give large personal loc ??

I am looking for my business... I have like 350k in inventory that I own, plus like a million in yearly sales. I am looking for unsecured... 

Message 8 of 10
gdale6
Moderator Emeritus

Re: Any good cu that give large personal loc ??


@youngman1234 wrote:
I'm trying to find any credit unions that give 25k+ personal loc based on income not heloc. Preferably 50k. Also I'm not in the military so need a cu that has a easy requirement to become a member no living in specific areas or working for specific companies...

I'm self employed out of nj... But I don't mind paying a fee to join an organization and then get in... I did that with Penfed...

Only one I know of to give that kind of unsecured out of the gate is Navy Federal FCU, I see you are not in the military but if any of your family is and they are a member they can get you in based on that.

Message 9 of 10
manyquestions
Established Contributor

Re: Any good cu that give large personal loc ??

NASA federal credit union offers you up to 20K

 

CashLine Line of Credit (Unsecured)

Pay interest only on what you borrow and have credit in reserve for on-going or unexpected expenses.

  • Get approved for lines of credit up to $20,000
  • Pay no balance transfer fees or cash advance fees
  • Enjoy low minimum payments—plus, pay in full whenever you want to reduce interest costs
  • No collateral required
Message 10 of 10
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