Any suggestions please for getting Cap1 to increase my current CL?

[galahad15]

I really like my Cap1 No Hassle Miles Platinum MC, b/c it provides me with 2% rewards, no AF, and is redeemable for travel and airfare purchases, together with a relatively nice interest rate.  However, I have been trying since forever to have them increase my CL on it, which is currently  $1,000 (had an initial SL of $500, and since the CLI to $1,000, have had no luck in terms of any CLIs).  I have been hitting the SP luv button nearly every day or every other day to see if they would give me a CLI, especially since my credit scores are now higher at  695 (EQ), 691 (TU), and 685 (EX), but still no dice    Also tried calling in a CLI over the phone, but no luck there either.  Does anyone have any advice or suggestions please, on if there is anything else I can do to hopefully get a successful CLI, from Cap1?  Right now my util on my open cards is 27%.

[jmr79x]

Try their EO and see if they can do anything

[Anonymous]

Spend money.

[Anonymous]

How long have you had it?

[galahad15]

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@jmr79x wrote:

Try their EO and see if they can do anything

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Thanks for the suggestion, but I thought some posters on here had recently mentioned that the Cap1 EO phone number had been phased out though?

[galahad15]

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@Anonymous wrote:
Spend money.

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Already tried that route, lol -- spent up to close to the CL several times, paid it off in full, etc. -- no luv though apparently, from Cap1...

[Broke_Triathlete]

Sorry about your luck OP. I have read lots of people that have a hard time upping their older Cap 1 limits, but then apply for a new Venture and get a huge limit. I'm not saying you need to apply for a new card but that would be an option. With your scores being significantly higher than mine you should do well. However I've historically have had an average of less than 2% report, and rarely (1-2) times report 8%. Utilization isn't remembered, but I'm sure Cap 1 has taken note.

Interesting data point. My coworker has a lot better scores than me (similar to yours) but has 59% utlization. She got a $5K Venture and $3K Venture 1.

[galahad15]

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@Anonymous wrote:

How long have you had it?

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Have had it since about 2012, except for a brief period when it was closed (later re-opened by EO, during 2015, when I was able to get them to permanently eliminate the AF).  It was an older-product card that preceded the Venture and Quicksilver that I got I think right about when Venture was first being rolled  out, kinda like the Citi Forward in a way I suppose, but I think the closest card in Cap1's portfolio that comes close to it is the Venture?

[Anonymous]

I don't know if u make multiple payments a month etc but let a high balance cut say 400+ then pay it seemed to work for me with an auto cli on a freedom card last month. If your util goes high they might deem that a reason for a cli. I think this option would be better than running 800 thru the card in a month and paying 200 a week off of it

[someg33k]

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@Anonymous wrote:
Spend money.

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Agreed. They typically reward lots of swipes / usage has been my experience. Also we have seen many folks that are unable to get a CLI on current Cap1 cards but get approved for a new Venture or QS with a nice limit. Check out their pre-qualify and see what they tell you..