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So we were searching for some MCs to apply for in the near future, and realized that the only ones that dont have an AF and that have decent benefits are FREEDOM(didnt really want to count it since you have to wait until you can convert it to a MC but you still have that option), Better Balance BofA, and Pay Pal MC. Not counting Barclay since my sister here doesnt plan to ever build a relation with them. The rest are plain MCs or have an AF. Anymore out there that are good ones that dont carry an AF? The ones I listed are cards that giove you back in groceries, gas, and daily purchases.
Citi Diamond Preferred is MC. It doesn't really have many rewards but it does have 18 months free interest.
I used to be able to find freedom and CSP from mastercard.com, but they disappeared recently.
Yeah saw that one but like you said it doesnt have any rewards just the 18mths free interest.
@noobody yeah same here but not anymore which sucks because you have to wait a certain period in order to request it to be converted into a MC.
@BearsAndTurtlesRtheBest wrote:Yeah saw that one but like you said it doesnt have any rewards just the 18mths free interest.
If you go to a lot of concerts it could be beneficial because Citi has an agreement with ticketmaster, so you can do all of the presales. And the price rewind is a nice feature. I don't need all of my cards to earn rewards, it's nice, but I have enough that do earn rewards so if one or two don't it's no biggie.
Sounds nice Ive never been to a concert, but if i did that does sounds like a great benefit to have.
USAA has mastercards. I got a pre approved notice from them and I am kind of tempted to apply to establish credit through them,
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
Thanks for posting so far:
Freedom
BB BofA
Pay Pal MC
USAA MV (Rewards) (Cash Back)
Sallie Mae(Is backed by Barcly which is a no thank you)