For future reference, they pull EX not TU for apps...atleast in the southeast. Just noticed the account popped up in my BofA log in. It took roughly 3 days from app to approval with no calls. SL $10,000, I have the cash rewards card with them at $24,200. No bank account with BofA or affiliation with Merrill Lynch. EX 758 with a ton of new accounts and just over 20 inqs. TCL is north of $375,000.
The card is about to get blazed for the next couple of months. 😉
The card is about to get blazed for the next couple of months. 😉
@Gmood1 wrote:
For future reference, they pull EX not TU for apps...atleast in the southeast. Just noticed the account popped up in my BofA log in. It took roughly 3 days from app to approval with no calls. SL $10,000, I have the cash rewards card with them at $24,200. No bank account with BofA or affiliation with Merrill Lynch. EX 758 with a ton of new accounts and just over 20 inqs. TCL is north of $375,000.
The card is about to get blazed for the next couple of months. 😉
Actually, they do pull TU as well for applications for the card in the Southeast. My Merrill+ approval was from a TU pull. Bank of America has utilized either EX or TU for my approvals from them.
^^^ The only time they use TU for me is CLI request. Other than that all EX for new approvals.
Update .. requested increase online for the hell of it. Figured the system would kick it back. Just received an email. They increased my limit to $25,000! Holy mother of god!! I wasn't expecting that!
I'm not sure about another HP. I haven't received any alerts yet. I noticed this morning when checking the account that there was the "increase limit text". In fact it's still there. If it weren't for that, I'd have just left it at 10k. Lol Rate is a 13.24.
@trant3 wrote:thats awesome, congrats. I just applied last night, pending review currently
Thanks!! Good luck to you. You'll probably know by tomorrow or the day after.
Looks like they pulled the okey doke on me with my limits. My other BofA account just updated.
They pulled some of the limit from my other line to this one. I don't use the other one much.
I'll wait six months and see if I can raise it up a little. The limit is more than enough for now though. I do recall the fine print that they will move limts around. No big deal..glad it wasn't a denial. Lol
I haven't seen another HP as yet. Only the first one pulled on the 14th from EX. No alert so far, they could have..who knows. I can afford to burn a few on TU...no one seems to use them besides Synchrony. The other lenders sure love my EX though. Lol