Anyone approved for AMEX with Collections?? Do Tell

[SweetCandy73]

Hello All,

Just curious if anyone has been approved for an AMEX with collections on CR?? 

[tcbofade]

Not me.

[Anonymous]

I got approved for the Amex BCE with two collections (both under $100). They are gone now as it was a mistake on my hospitals end that caused it to go to collections. I don't know it this made much of a difference but I got mailed an offer to apply instead of just applying out of the blue.

[Cdnewmanpac]

Paid or unpaid? I was approved for zync, surpass and Costco te with an old paid collection and the associated charge off still on my experian report(the one they pulled).

[lnapier02]

I have 2 6+ year ones and was approved for the Delta sky miles card with a $8k limit

[LisaJ]

My husband was just denied with a student loan as his big baddie, but the reason they cited was "FICO score too low." Not sure of that counts, but thought it was worth sharing. It did give us his EX, which is 644.

[Vegas247]

I have an unpaid $45.00 parking ticket collection from 6/2010 and got approved for Amex Bce On 2/1/2014

[MACFRME]

I was approved for AmEx Platinum charge and Delta Gold last October with a paid collection showing from March of 2013 for $72. I also had one 30, 60, 90, and a 120 day late from 2010 showing. FICO was 690 at the time of approval.

[GetTheFico]

I had/have 2 charge offs on my EX when I was a for Delta Gold.

[SunriseEarth]

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@SweetCandy73 wrote:

Hello All,

Just curious if anyone has been approved for an AMEX with collections on CR?? 

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I was approved from BCE.   EX score was 672.  I have a collection due to fall off EX in July, a paid CO due to fall off next May, and BK due to fall off next October.  I have 5% UTIL and on time payment history on all TLs since the CO.