Anyone approved for AMEX with Collections?? Do Tell

[eagle2013]

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@GetTheFico wrote:
I had/have 2 charge offs on my EX when I was a for Delta Gold.

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Were they paid or unpaid - just curious!

I had a 5 year paid CO and was approved for BCP. I think if your collections are old and paid or very old (6+ years) and unpaid you'd have a good shot.

[One7]

I got approved recently for Amex SPG with a paid collection from 2007. They gave me a low limit but I'll take it for now. Collection is my last one and should fall off this or next month.

[Jsun32]

I was approved for a BCE last week with an unpaid collection that is 6+ years old.

[clocktick]

A few years ago I was approved for an Amex (Blue I think) with an old almost 7-year paid/settled chargeoff with Amex on my reports - shocked the heck out of me. 

[GetTheFico]

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@eagle2013 wrote:

---

@GetTheFico wrote:
I had/have 2 charge offs on my EX when I was a for Delta Gold.

---

Were they paid or unpaid - just curious!

I had a 5 year paid CO and was approved for BCP. I think if your collections are old and paid or very old (6+ years) and unpaid you'd have a good shot.

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They were both paid.

[kats_rebuild]

I was approved for an AMEX PRG last June with a unpaid $600 medical collection.

[Jlu]

Approved 2 weeks ago with a 2009 paid FP CO and one auto loan 60-day late from 2007. Also burnt AMEX back in 2007 but they still backdated to the charged off account (LOL).

EDIT: Approval was for PRG NPSL with a 700 FICO.

[injustifiiable]

PRG in 3/2014 with a paid/transferred charge off and a lousy open Midland collection. They are both about six years old.

UGH...Midland can kiss my grits, btw.

[TVP125]

I was approved for a Costco TE as well as a Gold card with a EX of 647. My EX report showed 3 old collections from a few years ago 2 of which show "No Status" and the other showed paid. 

[budugu]

I was a year so ago ... with a small collections (250$) activity with Verizon Fios ... with regards to equipment return dispute, both were for charge cards corporate & personal.