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Anyone approved for Chase or citbank credit cards with Bankruptcy still showing (7 years ago)

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sjt
Senior Contributor

Re: Anyone approved for Chase or citbank credit cards with Bankruptcy still showing (7 years ago)


@alaneagle1 wrote:

Anyone approved for Chase or citbank credit cards with Bankruptcy still showing (7 years ago).

Current credit scores all over 750 with over 50,000 in unused credit and no late payments whatsoever


Here is a thread on Chase's new policy on Bks:

http://ficoforums.myfico.com/t5/Credit-Cards/Interesting-Info-from-Chase-recon/td-p/5096763

 

Apparently, Chase analyst cannot override a BK when you recon.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 11 of 12
JR_TX
Valued Contributor

Re: Anyone approved for Chase or citbank credit cards with Bankruptcy still showing (7 years ago)


@sjt wrote:

@alaneagle1 wrote:

Anyone approved for Chase or citbank credit cards with Bankruptcy still showing (7 years ago).

Current credit scores all over 750 with over 50,000 in unused credit and no late payments whatsoever


Here is a thread on Chase's new policy on Bks:

http://ficoforums.myfico.com/t5/Credit-Cards/Interesting-Info-from-Chase-recon/td-p/5096763

 

Apparently, Chase analyst cannot override a BK when you recon.


Dang! There goes my “Chase plan” for 2018!! Oh well. 

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Message 12 of 12
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