Anyone been getting auto CLIs from Wal Mart?

[fishbjc]

Yes, auto CLI from $600 to $800 within 6 months.  I've hit the luv button 2x and no-go.  Last excuse:  Payments too low.....huh?   ok!

[faboo]

I was auto cli'd after 1 year of carrying a balance from promotional coupon. 1k to 2.9k

4 months later I hit luv button and went to 5.9k, also while carrying balance from new promotional coupon.

Decent cli's and 0% apr offers every couple of months....so far so good

[TRC_WA]

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@Creditaddict wrote:

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@Swapmeet wrote:

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wow, that is awesome! Congrats. I was not aware that you could ask for cli via chat.

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I have not heard of chat either... that is pretty awesome... wonder what kind of rep is getting those requests!

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It isn't a rep who makes the decision... according to the latest moron from India Credit Solutions that I just had the pleasure of talking to via chat.

Here's the transcript:

Exit 4:48:52 PM PDT : CustomerTRC: Initial Question/Comment: I'd like a credit limit increase...

4:48:52 PM PDT : SystemSystem: Welcome to Walmart Credit Card Live Chat. Your chat may be monitored and recorded for quality purposes. A chat agent will be with you momentarily.

4:49:03 PM PDT : SystemSystem: Gretta has joined this session!

4:49:03 PM PDT : SystemSystem: Connected with Gretta. 

4:49:30 PM PDT : AgentGretta: Hello TRC. Thank you for contacting us today. I would be happy to assist with your inquiry.

4:50:26 PM PDT : AgentGretta: I can process your request or you can process the request on the online service by going on Top of Tool Bar Select> Account Services> Credit Line Increase.

4:50:58 PM PDT : CustomerTRC: You can process it... it never works online. I always get a message that says it can't be processed online for my account...

4:51:25 PM PDT : CustomerTRC: Who makes the decision anyway? A computer or a human being?

4:51:56 PM PDT :AgentGretta: It's automatic in our system.

4:52:29 PM PDT : CustomerTRC: Ok

4:52:31 PM PDT : AgentGretta: I will process the request but the decision will be decide if your eligible for an increase.

4:56:42 PM PDT : AgentGretta: How much will be the requested increase?

4:56:57 PM PDT : CustomerTRC: From $700 to $1500

4:57:02 PM PDT : CustomerTRC: so $800 total

4:57:57 PM PDT : AgentGretta: Thank you for patience. I'm sorry to inform you that your request is not accommodated as this time. You will receive an explanation letter within 7-10 working days.

4:58:08 PM PDT : AgentGretta: I apologize for the inconvenience that this might have caused you.

4:58:19 PM PDT : CustomerTRC: Somehow I am not surprised. You guys are a complete joke.

There ya have it... been a Walmart cardholder for 11 months... have carried a balance, have PIF... have tried for CLI every 4 months, and am continously denied.  I got a $100 auto CLI like 4 months ago.

$100... from $600 to $700.

I already don't shop at Walmart because every time I go in there they have 2 registers open with 100 people in line... and my card will remain at a $0 balance because I will buy from Amazon instead of buying from Walmart online.

[maiden_girl]

Ive only gotten increases with requests. I haven't had to call credit solutions. I just use the luv button and I had a 2k increase,

[Anonymous]

I got a Walmart card in March 2014 with a $400 limit.  In June, they did an auto CLI to $1,000.

[Swapmeet]

I have never gotten an auto cli from anyone. Of course, I generally don't give them much of a chance....haha

[JSS3]

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@faboo wrote:

I was auto cli'd after 1 year of carrying a balance from promotional coupon. 1k to 2.9k

4 months later I hit luv button and went to 5.9k, also while carrying balance from new promotional coupon.

Decent cli's and 0% apr offers every couple of months....so far so good

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Are these 0% offers when you make a Walmart purchase of a certain amount or do they occasionally offer BTs with 0%?

[Swapmeet]

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@JSS3 wrote:

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@faboo wrote:

I was auto cli'd after 1 year of carrying a balance from promotional coupon. 1k to 2.9k

4 months later I hit luv button and went to 5.9k, also while carrying balance from new promotional coupon.

Decent cli's and 0% apr offers every couple of months....so far so good

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Are these 0% offers when you make a Walmart purchase of a certain amount or do they occasionally offer BTs with 0%?

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They are usually on items in certain departments, electronics for example.