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Anyone else backdate like AMEX?

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mab6311
New Contributor

Anyone else backdate like AMEX?

Just curious does anyone else do backdating like AMEX does?

Message 1 of 12
11 REPLIES 11
OhioCPA
Frequent Contributor

Re: Anyone else backdate like AMEX?

No

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Message 2 of 12
kevinjjc
Valued Contributor

Re: Anyone else backdate like AMEX?

No, only American Express cards issued by American Express Centurion Bank. Smiley Sad

Message 3 of 12
tmbr10
Regular Contributor

Re: Anyone else backdate like AMEX?


@kevinjjc wrote:

No, only American Express cards issued by American Express Centurion Bank. Smiley Sad


oh! So an AMEX card from say... BOA would not be backdated?

Message 4 of 12
android01
Valued Contributor

Re: Anyone else backdate like AMEX?


@tmbr10 wrote:

@kevinjjc wrote:

No, only American Express cards issued by American Express Centurion Bank. Smiley Sad


oh! So an AMEX card from say... BOA would not be backdated?


Nope. Sorry!

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 5 of 12
-Cain-
Valued Contributor

Re: Anyone else backdate like AMEX?

No, a BofA AmEx card would not be backdated.
Message 6 of 12
Anonymous
Not applicable

Re: Anyone else backdate like AMEX?

Backdating is a privilege of membership that will likely go away at some point.

 

Previous membership, or not, Amex will still deny applications of people who don't currently meet their criteria. Backdating can help with AAOA but you still must have done the work to get re-accepted.

Message 7 of 12
sjt
Senior Contributor

Re: Anyone else backdate like AMEX?


@kevinjjc wrote:

No, only American Express cards issued by American Express Centurion Bank. Smiley Sad


Amex has another bank as well, which is American Express Bank, FSB.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
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Message 8 of 12
kevinjjc
Valued Contributor

Re: Anyone else backdate like AMEX?

sjt, is that for some of their other cards, or maybe their online savings account?
Message 9 of 12
linux007969
Established Contributor

Re: Anyone else backdate like AMEX?


-Cain- wrote:
No, a BofA AmEx card would not be backdated.



Where did you get this info at? A friend of mine had a credit card that was through FIA (BOA) & then later they sent him a new card with a new account number andhe showed it to me and it says member since 1982 or something like that. So BOA does backdate.


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Debt: Almost $80,000
Message 10 of 12
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