Anyone else backdate like AMEX?

[pizzadude]

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@linux007969 wrote:

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@-Cain- wrote:
No, a BofA AmEx card would not be backdated.

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Where did you get this info at? A friend of mine had a credit card that was through FIA (BOA) & then later they sent him a new card with a new account number andhe showed it to me and it says member since 1982 or something like that. So BOA does backdate.

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BofA might put a "member since date" on their card but they do not backdate on credit reports.   My Debit card has a Member Since date as well but it is also meaningless from a credit reporting perspective.      Only cards underwritten by AMEX will backdate on your credit reports.

[Anonymous]

Although it's just a retail store card, I've heard that Nordstrom will reactivate an old account and keep the original open date. Probably will only be useful for a very small percentage of the population. 

I hope that Amex doesn't stop backdating in the future --it's a useful perk.