Anyone else get this from WF?

[money_talks]

I also received a Rewards offer with a reservation number in the mail as well. I just opened a WF secured card last month after being denied for an unsecure. Is WF just sending out junk mail? Or is there any possibility that they are screening customers and my account met their criteria for selection a month later after being denied?

Should I apply or is it pointless?

My Wally TU FICO is 615.

[Anonymous]

i work for wells fargo and from what i have heard - they look for a score around 675 plus for an unsecured card....

---

@money_talks wrote:

I also received a Rewards offer with a reservation number in the mail as well. I just opened a WF secured card last month after being denied for an unsecure. Is WF just sending out junk mail? Or is there any possibility that they are screening customers and my account met their criteria for selection a month later after being denied?

Should I apply or is it pointless?

My Wally TU FICO is 615.

---

[money_talks]

Poozie: Thank you. It is probably junk mail and I would more than likely get denied. My util is about the same as when I applied last month and no baddies have dropped off my report.

[Anonymous]

no problem Money Talks ---i actually asked a banker recently about scores and CC approval and that is what she told me, so I think it should be pretty accurate.