Anyone else have their Cap One billing cycle closing earlier then it used to?

[delaney1]

My billing cycle for my two Cap One cards closes on the 5th. Well last month, I went to make a payment on my Venture on the fourth, and noticed my billing cycle had already ended. I was a little peeved, since I only let one balance report, but whatever. I just checked my cards and they've both ended the billing cycle for the month. I find this odd, as my billing cycle used to close around 11pm on the 5th or even midnite on the 6th. Has this happened to anyone else?

[FireMedic1]

Hard one to answer. Maybe only 28 days in Feb? IDK. You can change the dates. My 3 are set at 1st, 13th and 25th. Expert time.

[pizza1]

Im going with that February is a shorter month...

[delaney1]

Thanks for your responses, but I don't think that's the issue. Since the first time this happened was for the statement date that should have ended on Feb 5th(So this has happened two months in a row)and I've never had an issue before. Oh well, just wondered if anyone else noticed.

[Anonymous]

Had this happen with me and my DH Comenity accounts this past month. Closing date was the 17 for both mine and his, I went to make a payment on the 16 and saw that they closed on the 14. I was wondering what was going on as that caused us to post a balance which is a no no for us on those cards, strictly rewards use only for us.

[delaney1]

Interesting, and a completely different company too! 

[Anonymous]

I'd give them a call to find out. I do know that they are redesigning the statements starting in March; maybe there is a slight chance they had to change the cycle date for some folks for this change. It is an off chance, but maybe.

That said, my statement is fixed; every month for the past 19 years, my Capital One cycles the same day each month. I am not sure if this is something that Capital One changed for newer accounts but I doubt it. Citibank and BofA for example, the cycle date can differ by a few days each month depending on how many days in the month there are. I find that annoying... Capital One, to my knowledge, does not opperate that way and instead has fixed dates. 

[delaney1]

---

@Anonymous wrote:

I'd give them a call to find out. I do know that they are redesigning the statements starting in March; maybe there is a slight chance they had to change the cycle date for some folks for this change. It is an off chance, but maybe.

That said, my statement is fixed; every month for the past 19 years, my Capital One cycles the same day each month. I am not sure if this is something that Capital One changed for newer accounts but I doubt it. Citibank and BofA for example, the cycle date can differ by a few days each month depending on how many days in the month there are. I find that annoying... Capital One, to my knowledge, does not opperate that way and instead has fixed dates. 

---

I did call them, of course no insight from the rep. Lol. 

[Anonymous]

I got approved for their Venture card 2 weeks ago. After 1 week of physically having the card in hand they ended the billing cycle and said I had a payment due by 3/29. I paid it in full as soon as they notified me of a statement. Weird. Exactly 7 days and already had a bill. Oh well. I had a starting limit of $15k so I'm anxious to see if I can get that doubled very soon. I'll ask for a CLI at 60 days and then every 6 months after.

[delaney1]

---

@Anonymous wrote:
I got approved for their Venture card 2 weeks ago. After 1 week of physically having the card in hand they ended the billing cycle and said I had a payment due by 3/29. I paid it in full as soon as they notified me of a statement. Weird. Exactly 7 days and already had a bill. Oh well. I had a starting limit of $15k so I'm anxious to see if I can get that doubled very soon. I'll ask for a CLI at 60 days and then every 6 months after.

---

Sorry to say, but doubling a 15k Venture is pretty much unheard of. If you're going to be putting $10k a month through then maybe, but if you're just throwing a few thousand on it per month, chances are slim. I put a grand on my 20k limit Venture every month. After third statement I asked for cli and was offered $500 lol. I've had my Venture since last July. In February, in addition to my usual 1k charges, I put a charge of $8100 on it. A few days later asked for a cli, and was offered 3k. I took it! Lol