Anyone else never receive chase offers?

[Anonymous]

I only have one Chase Card (IHG) and I've not even had it a full year yet. On top of that, I'm like 3,000,000/24 so I don't think I'll be seeing that green check box anytime soon 

...I still check frequently though 

[Anonymous]

I'm mixed on Chase.  Never get many offers, but I do have a Sapphire preferred that I currently use for a zero interest balance transfer.  Quite generous credit limit.

Customer service has been pretty good.  However, most of my monthly spend is on Amex.

[Brian_Earl_Spilner]

I don't get offers...but my credit sucks.

[tcbofade]

My credit is fine, but I am also lol/24, so I don't expect any offers from Chase...

I may or may not be checking weekly tho. 

[Anonymous]

Nope, nada, never.  Everybody else has loved me through my ups and downs but not Chase. 

I'll cold app later this year (I'm working on my util) for giggles and tears.

[Anonymous]

I've received an increased CFU offer by banking with them for a couple of months but they re my primary bank atm and they seen some heavy activity since i opened the account so assume that's why

[jawbrkr]

I used to get them all the time with a set APR. At the moment, I have two 'offers' for the freedom and freedom unlimited but the APR isn't set anymore for whatever reason. I get the range. So it's now more of a 'suggestion' than a true offer or prequal. Not sure if this is the route chase if going now with their 'offers'. 

[Anonymous]

---

@AverageJoesCredit wrote:
I wouldnt get an offer from Chase if my first name was Chevy

I don't get offers from ANYONE, esp Penfed. Offers are for those who are offered not those who offer

---

AJC ... that is a good one ... understand your feelings

[Anonymous]

User9721 follow in your footsteps! Never had any CLIs or offers from Chase since 2005. Will say I have two cards and good credit lines. Also have to say many of my accounts offer better rewards so I utilize them way more!

[UpperNwGuy]

I understand why people don't get offers when:

-- they are over 5/24

-- their credit scores are low

-- they have bankruptcies, chargeoffs, missed payments, or late payments in their history

-- they have high utilization rates

None of those apply to me, but I don't get offers.  The only reason I can think of is that Chase has some kind of formula for limiting their maximum exposure to a cardholder.  In my case I suspect the limit is 50% of income.  I've had their United Airlines cards for years.  When the CSR opened for applications in 2016, I immediately applied and was granted a generous limit.  I was intrigued that the sum of my United card limit and my new CSR limit was almost exactly 49% of my income.  No offers since.