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it is an unrelated question but op can you tell me what do you use to see your reports?
@stengiz wrote:it is an unrelated question but op can you tell me what do you use to see your reports?
Not a problem whatsoever
EQ: MyFIco (FICO), EX: Experian Credit Manager (FAKO), & TU: TU Credit Monitoring (FAKO).
Once a month I get a real FICO from TU via both Barclay & either Chase or Cap One. One of them is at the beginning of the month, one is at the end of the month. It's actually a good comparison to see how "off" the FAKOs are. As for EX, however, apparently we're all "not worthy" of a FICO from them unless it's from a lender pull. IIRC, we cannot even purchase a FICO from EX anywhere - but I could be wrong on that.
Hope that helps ya
thank you so much.. it does help alot
@nma851 wrote:
@stengiz wrote:it is an unrelated question but op can you tell me what do you use to see your reports?
Once a month I get a real FICO from TU via both Barclay & either Chase or Cap One.
Where are you getting FICOs from Chase and/or Cap One? Cap One is the exact same as Credit Karma and I wasn't even aware Chase provided scores of any kind.
@Involver wrote:Where are you getting FICOs from Chase and/or Cap One? Cap One is the exact same as Credit Karma and I wasn't even aware Chase provided scores of any kind.
Then I guess they're FAKOs... I didn't realize those, also, were FAKOs. Thank you for the head's up!
My statement cut on the 19th and it has yet to report, as well.
Also yeah Barclay finally updated to EX for me on the 23rd as well. Maybe it was a big batch update for all accounts.
Go figure that THIS month, it's TU that's lagging behind by 12 days & counting..... Really wish/need em to update already - it's the difference between 12% and 4% UT!!!
Plus, I've gotta get EVERYTHING in line for them to Auto CLI me - I'm in the "waiting period" of the 5/6 statement & the LAST thing I need/want, after all this work, is for a piddly CLI over having more than one card reporting a balance. I cannot believe I went "dyslexic" for a moment and transposed a $21 balance with $12 - so ended up with that $12 reporting, making an additional card w/a balance, and now I get "dinged" for that too!
With all the "dinging" we get around here, anyone else's ears ringing ridiculously?
Hope you all are doing well!!
@baller4life wrote:
My TU still has not updated and statement cut on the 3rd. What in the Sam Hell is going on??? EQ updated first then EX like 2 weeks later.. Is this a common issue? What number are you guys calling about this? The main customer service number??
I don't know but it's getting old REALLY fast having to call em (yeah I just call the main number) each month just to get them to update things. Last month EX, this month TU - who knows with them. Starting to think they're holding back just to cause us issues!! They pull from TU and soft all 3 enough so one would think they could transmit at LEAST once during their "prying" ... Uhhhhhggggg