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Anyone ever get back in with Barclay's after burning them?

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youngandcreditwrthy
Senior Contributor

Anyone ever get back in with Barclay's after burning them?

I burned them for about 5k roughly ten years ago. They were a PITA and I was in dire straits, so figured I should stick it to em. but they were the very first card I reconned my way into higher limits. Travelocity Amex 7700! 

 

Trust me, they made all their money back and then some, but I've not seen even anecdotally that they allow people back in, ever.

 

has anyone reading this EVER defaulted and had a CO with a Barclay's card and then got back in with them 5-10 yrs later or is it a one and done?

 

I cant believe they still have a Barnes and nobles card with a 0% for 15 months. lol

 

Thanks

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Message 1 of 9
8 REPLIES 8
Jnbmom
Credit Mentor

Re: Anyone ever get back in with Barclay's after burning them?

Nope they basically blacklist for life 

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Message 2 of 9
Pppoolboy
Member

Re: Anyone ever get back in with Barclay's after burning them?

Barnes and Noble won't be in business in two years.  I do not know the answer to your question but I'm intensely curious as to why anyone would want a Barclay's card.

50-year-old California banking and finance lawyer
Message 3 of 9
zerofire
Valued Contributor

Re: Anyone ever get back in with Barclay's after burning them?

I am not sure about CO's however if they are included in a BK it is always been game over. Getting behind and taking longer to pay is not really as big of a issue however the few cases of people getting back in after that Barclays has always kept on a very short leash. Think no CLi's and very limited options.

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Message 4 of 9
longtimelurker
Epic Contributor

Re: Anyone ever get back in with Barclay's after burning them?

In the past they have had some really excellent cards (e.g. the late Sallie Mae, uber) but certainly not up the moment.  I recently closed my unused View, tired of waiting for something to PC to1


@Pppoolboy wrote:

Barnes and Noble won't be in business in two years.  I do not know the answer to your question but I'm intensely curious as to why anyone would want a Barclay's card.


 

Message 5 of 9
ElvisCaprice
Regular Contributor

Re: Anyone ever get back in with Barclay's after burning them?

Do you really want to get back in with them?  For what?  Plenty of other issuers with better.  Next!


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Message 6 of 9
Kforce
Valued Contributor

Re: Anyone ever get back in with Barclay's after burning them?


@Pppoolboy wrote:

I do not know the answer to your question but I'm intensely curious as to why anyone would want a Barclay's card.


As @longtimelurker posted, they have had a few really nice cards in the past.

I had two "Sallie Mae's" cards and miss the easy rewards.

As an issuer, never had any issue with Barclays.

Good CL increases, nice web portal, fast rewards, nice customer service, etc.

If they had a card with excellent rewards, I would not hesitate to get another card from them

In my opinion they were much better than my "Amex" experience.

 

 

Message 7 of 9
Jeffster1
Valued Contributor

Re: Anyone ever get back in with Barclay's after burning them?

American Airlines dumping Barclays is significant. Ever since Barclays came in through the back door with the USAirways merger, AA and Barclays have been joined at the hip. Even with the legacy AA relationship with Citi, there was no question for years who was closer to AA. 

As to getting back in with Barclays for a cobranded card after a BK...nope. The only thing they will do for you is provide you with a store card.

 

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Message 8 of 9
youngandcreditwrthy
Senior Contributor

Re: Anyone ever get back in with Barclay's after burning them?

I had the Travelocity Amex and the Barclay Arrival Card WEMC card right when WEMC was becoming a thing.

 

They treated me well, and I always got good CLs. I think my Arrival was 12,700 or 20,700. Something like that. Even when they did CLD one time bc they thought someone was frauding my account, they were of great assistance and with one call, they raised it right back up and that was that. I always pif except there at the end when they pretty much would not work with me on a balance I simply had no resources to resolve.

 

never IIB, just a CO. and oddly enough that CO never appeared on my CR.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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