Anyone get the blk Amex recently ??

[youngman1234]

Honestly I want the plum card not the blk.. I own a seasonal business and can use the 60 days option for the slow months and get the 1.5% back for the 6-7 months business is good...

[youngman1234]

I got a friend that charges 1 million plus at the apple store every year with his plum...lol

[sjt]

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@scenery_guy wrote:

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@CreditScholar wrote:

The number of centurions being issued have been very limited lately for various reasons.

First the amount of spending required is more than 250k, and for personal cards it must be on luxury goods & services.

The second thing to keep in mind is that spending levels alone won't get you an invite. Amex is looking for people who fit the image they want associated with that product. Therefore celebrities and high level corporate execs will often fit the bill, but a random person with high levels of spend may not.

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I disagree with some of this. The number of cards might be limited but we really have no way of knowing. The personal and luxury good is also misconstrued. I'm sure they would love that but one of my clients has a personal one and he got the invite with a little over $100,000 spend a year for a few years running most of it non luxury (but a very good AMEX business client with spend and merchant account). Prior to the Centurion he had a Platinum and that was the only hard requirement that he knew of to get the card. Another client has the business version and he got it by calling and asking to get an invite based on $500,000 spend a year on the Platinum card. They took care of it no problems. He utilizes the perks heavy plus got Platinum cards for a couple of his employees. Both clients in entertainment industry. 

Client #2 assured me that if I concentrated my spend on my Business Platinum that I could make the call and get the invite as well. I don't mind the fee if the perks are used often enough but now I have most of them covered with other lower fee cards. I just spent the money to get an employee a Business Platinum AU card at $300 per year so the fees are adding up slowly. I spend about $200,000 on my Delta cards a year (1 personal and 1 business) but I do so to get and keep medallion level. In reality that's poorly placed spend (besides the miles being very low value for redemption) as I have been buying business class or first class tickets from the start and really don't need the medallion for hope to get free upgrades. It does help with flight changes and I do get almost all upgrades on tickets I don't buy each year. 

If I dropped all of my AMEX cards for the Centurion I could easily make $350,000 to $400,000 a year spend business and still do a decent personal spend on some Chase products I want to keep active. I just don't see the value for the card and I kind of like juggling about 20 cards in a rotation. 

See - I just talked myself out of it. 

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The "spend requirements" are across all Amex cards. So your Client #1 got their invitation based on the spend for all their cards. Amex didn't become invite only until 2009 so if your client fulfilled their spend requirement before 2009 they probably got a automatic invite.

Also when people say luxury spending I think they really mean discretionary spending.

[youngman1234]

Wait seriously spend is across all cards... That means I spent like 375k this year...lol