Applied last Sunday and still haven't heard anything! The suspense is killing me! 
@Rhaeny wrote:I joined last year sometime and IIRC they pulled on EQ using a name called Andrea (sp). I don't recall getting any documentation from them in the mail but the app was painless. I put 10 bucks in the account and never used it. My plan was to get their secured card because it's not credit based, but I didn't have to do that so I'm not sure if I really need them at all now.
Oh and if you are going for the secured then call in for your app because they will hp you with an online app.....at least that's what I was told back then by their csr.
I didn't even see an option to fund an account when I apped... I called a couple days ago and they said my app was pending... hurry up haha! I just want the Chip and Pin for my trip this fall 
Did you apply online through sdfcu website directly I question is something happened when you was apping I applied last Sunday online it took less than 10 minutes and was able to fund the account and was also given my account number during the app. I would keep calling and inquire about what is exactly the holdup. Good Luck and you will recieve a welcome packet in the mail with a membership card.
Starting Score: EQ 546 TU 566