Anyone know if this is a hard or soft? Bass Pro 6 pay...

[My_Fako]

Was thinking about taking advantage of this, just don't want a hard....

Upon placing and the approval of your order for our 6 Pay Plan, we will charge only one-sixth (1/6) of the total order amount to your VISA®, MASTERCARD®, or DISCOVER® card. The remaining balance of approved orders will be charged in five (5) equal installments every thirty (30) days from the date you placed your order.*

*We reserve the right to run credit reports from a credit bureau, which may delay this shipment of your order. If a subsequent payment declines, we reserve the right to attempt authorization daily for the past due payment(s). Overdraft and bank fees are not refundable. A credit will be posted to your 6 Pay Account for any return or cancellations. Purchased gift cards and redemption of rewards points will be deducted from qualifying merchandise total. Offer expires March 7, 2016.

[Yepitsme]

I've used it twice and never seen a soft or hard pull both time were within the last year.

[My_Fako]

Thank you, Do you know if you can use in-store for firearms etc...

[Anonymous]

Sportsmans Guide offers a 4-pay plan, that seems very similar.  I believe their plan is only online.  The say they can run a credit check (doesn't say if it's HP or SP), but I used it last week, and nothing's on my report.

[Yepitsme]

My-Fako if you read the terms I believe it says online only. I'm my state that means no firearms as it has to be face to face. However I had both of my orders shipped to the store so I didn't have to pay shipping. So I guess you could buy online and pickup at the store

[Anonymous]

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@Yepitsme wrote:
My-Fako if you read the terms I believe it says online only. I'm my state that means no firearms as it has to be face to face. However I had both of my orders shipped to the store so I didn't have to pay shipping. So I guess you could buy online and pickup at the store

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Actually, you can't technically buy ANY firearm online.  Most of the chains will sell it to you, but it has to be transferred to a local firearms dealer, and a transfer fee has to be paid.

And it's worse than that.  I live in the middle of nowhere and everything worth going to is in the next state over.  NO ONE there can sell me a handgun, even face-to-face, it has to be transferred to a dealer in my home state.  You can buy (and transport) longguns out-of-state, but not handguns.

[ojefferyo]

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@Anonymous wrote:

Sportsmans Guide offers a 4-pay plan, that seems very similar.  I believe their plan is only online.  The say they can run a credit check (doesn't say if it's HP or SP), but I used it last week, and nothing's on my report.

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A user here just posted they got HP'd when they opted for this payment plan, I would check carefully. 

[Yepitsme]

OzMan- In correct, regarding firearms online. A few states still allow online cross border transactions. Up until a year ago Washington allowed in state Internet transactions between private party. As someone who is very very involved with firearms industry and who spends 25k a year on Gun broker which is an online auction site like eBay but is guns guns and more guns.. My point is each state is different, my comment to the OP was buy ONLINE and PICKUP in store. Then the 4473 could be filled out and NICS performed.

[Yepitsme]

OzMan- get a concealed pistol license for the state you visit then you can. I live in WA, I have a licenses from Washington, Oregon and Utah. This allows me carry privileges in 37 States but it also allows me to walk out with the pistol with no cool down period. I buy firearms in other States frequently and always leave the store with the firearm.

[EAJuggalo]

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@Yepitsme wrote:
OzMan- get a concealed pistol license for the state you visit then you can. I live in WA, I have a licenses from Washington, Oregon and Utah. This allows me carry privileges in 37 States but it also allows me to walk out with the pistol with no cool down period. I buy firearms in other States frequently and always leave the store with the firearm.

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If this is a handgun it is a violation of Federal Law.  All handguns must be transferred by a dealer in the purchaser's state of residence.  Long guns can be purchased in another state if both the purchasers state of residence and state in which the purchase is made allow it, some states do not.