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Anyone knows if Macy's card does hardpull on which creditor?

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Legions36
Frequent Contributor
‎07-16-2012 08:24 AM
‎07-16-2012 08:24 AM

Anyone knows if Macy's card does hardpull on which creditor?

Hey i wanna try and get some store credit and wanna shoot for the Macy's store card, in the building process and have firstpremier, orchard bank, creditone, and cap1 at the moment. What r the chances of getting approved now? Also i used to have a limit with them for $2000 opened in 1998 but closed in good standing in 2003, maybe that helps also? Any suggestions for other store cards would help also, 2 months ago i tried for bestbuy but they denied me.

EQ-784 TU-777 EXP-772 12/11/15

NFCU(11.5k), USAA(6k), DCU(10k), Sapphire(5k), Duck(5k), Freedom(1k), Quicksilver(3k), DiscoverIT(2k), AmexBCE($800),
New cards 12/12-NFCU-MC(18.5k), Simplicity(9.2k),Slate(7.5k),Amex(3.8k)
Message 1 of 7
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rckstrscott
Valued Contributor
‎07-16-2012 08:26 AM
‎07-16-2012 08:26 AM

Re: Anyone knows if Macy's card does hardpull on which creditor?

@Legions36 wrote:

Hey i wanna try and get some store credit and wanna shoot for the Macy's store card, in the building process and have firstpremier, orchard bank, creditone, and cap1 at the moment. What r the chances of getting approved now? Also i used to have a limit with them for $2000 opened in 1998 but closed in good standing in 2003, maybe that helps also? Any suggestions for other store cards would help also, 2 months ago i tried for bestbuy but they denied me.

Macy's pulled Experian

 

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 2 of 7
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Middleswarth
Frequent Contributor
‎07-16-2012 12:29 PM
‎07-16-2012 12:29 PM

Re: Anyone knows if Macy's card does hardpull on which creditor?

Macy's pulled TU for me on Saturday.  I'm in PA.

Message 3 of 7
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namvet
Established Contributor
‎07-16-2012 03:55 PM
‎07-16-2012 03:55 PM

Re: Anyone knows if Macy's card does hardpull on which creditor?

@Middleswarth wrote:

Macy's pulled TU for me on Saturday.  I'm in PA.

  EX here in Texas

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GST2008
Frequent Contributor
‎07-17-2012 05:51 AM
‎07-17-2012 05:51 AM

Re: Anyone knows if Macy's card does hardpull on which creditor?

EX in NY


Current:
TU (5/14/14): 796 (Inquiries; 8/23/13)
EQ (3/23/14): 791 (Inquiries: 8/23/13)
EX (9/24/13): 780 (Inquiries: 7/2/12; 11/20/12; 7/30/13; 8/23/13)

Goals: No new inquiries for 2014, 800 for all CRs by 12/31/14
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Anonymous
Not applicable
‎07-17-2012 06:49 AM
‎07-17-2012 06:49 AM

Re: Anyone knows if Macy's card does hardpull on which creditor?

I'm in AL they pulled Experian here for me.

 

If possible I would app in store bc ALOT of times if you app online they may only start you out with $100-200 starting limit just for security purposes, etc.

 

Good Luck and keep us posted!Smiley Wink

Message 6 of 7
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Anonymous
Not applicable
‎07-17-2012 09:20 AM
‎07-17-2012 09:20 AM

Re: Anyone knows if Macy's card does hardpull on which creditor?

Macy's pulled EX for me. I'm in CA.

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