Anyone switch up their daily driver recently?

[Anonymous]

Have you changed which card you use the most? Or is it a revolving door? I think most people have that daily driver card, the one they use more frequently than others. Or maybe you are now using a card a lot that you didn't think you'd ever use so much?

I got my JetBlue card in August, and it's pretty much been my main card since then. It has no FTF (and has chip + PIN) and the earning rates are really good for an airline card. But the past few months I've been using my Hilton card for pretty much everything. Even though I travel a lot I rarely stay in hotels, but I also find the earning rates on the card to be pretty good all things considered and I would definitely use the free nights in the future. My only gripe is that it does have a FTF, so I don't use it internationally. So for now I've made it my go to card so I can build up my points balance.

What about you? As of now Discover is my only cash back card, but I'll switch my restaurant spend to that for Q3. 

[Anonymous]

I went from Chase Amazon to Amex PRG in December.

[AverageJoesCredit]

Give a little love to each of my ccs now and then but have been using mainly Discover, 1st year cb, and my new Amex Ed trying to pave the way for my next 3x attempt

[MrDisco99]

Been varying mine up based on earnings and signup bonuses.

Started with QS but now that I got the $100 bonus, it's gone in the SD.  Maybe I'll convert it to a dining rewards later.

Amex BCE I'm using on all my restaurant spend thanks to the 10% signup bonus there.  Once that is done, it'll just be used on 3% groceries.

Chase Freedom is my 5% groceries card now.  Hoping for restaurants next quarter to replace the Amex.

CFU is getting most of everything else for now until I hit the bonus (almost there).  Then it'll be...

Citi DC for everything else

[Anonymous]

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@AverageJoesCredit wrote:
Give a little love to each of my ccs now and then but have been using mainly Discover, 1st year cb, and my new Amex Ed trying to pave the way for my next 3x attempt

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That makes sense. There's always a short term goal too meet where it makes sense to switch the spend to those cards.

[Anonymous]

I was using Cap1 Quicksilver as main and then Amazon Chase. Now its AMEX BCE mostly. I still use the Quicksilver and Amazon cards just not as much as before.

[Anonymous]

I switched my non-category card from Citi DC to Fidelity Visa for no very good reason.  (Higher threshold, simple 2% structure)  But just wanted to put it all on one card.

[Anonymous]

I use most of my cards throughout each month, but recently changed my "every day misc." card from my BOA Cash Rewards to the Freedom Unlimited. Here is how I use my cards:

Gas: 3.75% - BOA Cash Rewards (25% bonus as gold client)

Dining: 4.5% - Chase Reserve (1.5X point booster)

Hotels: 4.5% - Chase Reserve (sometimes 5% if booked through AMEX site)

Airfare: 5% - Amex Plat (4.5% if booked through 3rd parties on my CSR)

Rental Cars: 4.5% - Chase Reserve

General Travel: 4.5% Chase Reserve

Cell Phone: 5% - US Bank Cash+ #1

Fast Food: 5% - US Bank Cash+ #1

Department Stores 5% - US Bank Cash+ #2

Clothing Stores: 5% - US Bank Cash+ #2

Groceries: 6% - Amex BCP

Gift Certs: 6% Amex BCP

Wholesale Clubs: 2.5% BOA Cash Rewards (25% bonus as gold client)

All Else: 2.25% - Chase Freedom Unlimited (1.5X booster when transferred to CSR UR)

Quarterly Spending Categories: 7.5% - Chase Freedom (1.5X booster when transferred to CSR UR)

Online Shopping: Chase Shopping Portal - I've gotten deals up to 10X points while doing online shopping through the Chase portal. It's great!

Edited to add that I haven't received my Cash+ #2 yet, but that is how I will be applying my spending to that card once I recieve it. 

[Anonymous]

I've got essentially three 2% cards at the moment... Discover (still in the first year), Blispay and Citi DC.  I was using Discover as my daily driver over the other 2 simply because I was trying to stimulate a CLI through them.  After 100+ days without a CLI though, I've given them "tough love" and moved most of my general spend to the DC.

I recently scooped up the CSP though, so in order to hit the $4k spend in 3 months I've moved a good chunk of my general spend over to that card.  Sure I'll get 1% less back, but that will constitute all of $10-$20 in rewards in order to get that $500 bonus which I can live with.  Once I hit the bonus, I'll probably go back to the DC as my first year with Discover will be up.

[Anonymous]

Dw uses Amex BCP mostly then Cap 1 Qs. She got Amex in Feb. I use Citi DC I got in January most  then Disco as I am in double bonus period.