Anyone use their Freedom on a regular basis?

[Anonymous]

visa checkout just released a spend 25 get 15 back with your freedom card. So im sure as heck going to use mine in the next 36 hours. I tend to use it more even when im in 1% areas when i notice im going to hit a cash back 20? 25? whatever it is figure.  I will admit im using it less but its one of my better cards currently.

[NRB525]

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@Anonymous wrote:

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@NRB525 wrote:

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@thelethargicage wrote:

I've found that this card is basically useless outside of the 5% categories. I mean, they nerfed the 10% yearly bonus. Before that, they nerfed the 10 bonus points per transaction. There really is no reason to use this card other than to put a tiny charge on it to show activity.

On a related note, anyone else feel Chase's cards are way overrated? Other than the AARP Visa, I don't find them appealing at all.

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Sorry to hear that, but I still get the 10 points per swipe, and 10% extra points per charge. So needless to say, it's one of my most active cards. I'm not sure why I still have those bonsues, but while they are around, I'm gathering them. I am banking the points for the future day when I hope to have stopped apping long enough to be able to apply for the CSP, then move the points to Hyatt.

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A Hyatt cpp value nerf seems more likely if they get the Starwood footprint.

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Perhaps, perhaps not. Both programs are similarly structured, for both points earning and points needed per night, so I can imagine a scenario where it is very similar to today.

And, even if it is nerfed, the points still are transferrable to United, BA, Singapore, where 2c is common, so its not a total loss.

[Anonymous]

IHG gives a free night anywhere.

Anywhere.

They have like 20 properties in Manhattan, and even Holiday Inns there run $130-$300 a night. NYC ICs would be $250-$450.

I will happily pay the $49 AF...but obviously, it's of value since I travel.

[thelethargicage]

This has just turned into a FlyerTalk thread

[NRB525]

so we aren't supposed to comment unless we think Chase cards are overrated?

ok

[Anonymous]

lol

[Anonymous]

Yeah, my Freedom has seen an extremely low amount of use lately since Q4 of Freedom sucks, but I am definitely keeping the card. Q1 and Q2 were great this year! Sure, the Freedom may have an off quarter, but as long as it doesn't turn into a Dividend, I'm satisfied. Plus, my Freedom limit is quite nice and I would never willingly give it up.

[thelethargicage]

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@NRB525 wrote:

so we aren't supposed to comment unless we think Chase cards are overrated?

ok

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It's a joke, dude. When I posted this thread, I wondered "How long before this turns into a discussion of frequent flyer programs or something"...and that's exactly what happened. I just find it hilarious. That might be the vodka tonic talking too, hehehe.

[thelethargicage]

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@Anonymous wrote:

Yeah, my Freedom has seen an extremely low amount of use lately since Q4 of Freedom sucks, but I am definitely keeping the card. Q1 and Q2 were great this year! Sure, the Freedom may have an off quarter, but as long as it doesn't turn into a Dividend, I'm satisfied. Plus, my Freedom limit is quite nice and I would never willingly give it up.

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Diapers.com sure sounds like a Dividend type of category.

[Anonymous]

Alcohol and myfico don't mix. You'll wake up with 3 new cards.