cancel
Showing results for 
Search instead for 
Did you mean: 

Anyway in with Chase?

tag
PlasticOrPlastic
Established Contributor

Anyway in with Chase?

So I recently SD'd my Capital One cards, and was looking to "replace" them with a Chase freedom.  I have a BK7 from 2011 that is just killing me, especially with Chase, AMEX, and Citi.  None of them were burned in the BK.  Does Chase have any co branded cards I might have a chance of getting?  I just wanted to get a foot in the door with Chase, and my portfolio will be completed.  I know they aren't BK friendly at all but I was told GE is and they deny me everytime so maybe theres hope to go the other way?  Any advice would be great.  And I know waiting is an option, but the thought of waiting 7 more years just isn't comprehendable lol. 

 

 

Message 1 of 30
29 REPLIES 29
Creditaddict
Legendary Contributor

Re: Anyway in with Chase?

I'd say no on Chase.

What GE cards are denying you?

what is your TU?

Message 2 of 30
PlasticOrPlastic
Established Contributor

Re: Anyway in with Chase?


@Creditaddict wrote:

I'd say no on Chase.

What GE cards are denying you?

what is your TU?


Amazon Store Card and Walmart

 

TU is 707 via Barclay

 

I was hoping you wouldn't say no to Chase lol...you sound just like them Smiley Happy

 

Message 3 of 30
Creditaddict
Legendary Contributor

Re: Anyway in with Chase?


@PlasticOrPlastic wrote:

@Creditaddict wrote:

I'd say no on Chase.

What GE cards are denying you?

what is your TU?


Amazon Store Card and Walmart

 

TU is 707 via Barclay

 

I was hoping you wouldn't say no to Chase lol...you sound just like them Smiley Happy

 


you were denied amazon and walmart with 707 TU?!

Message 4 of 30
PlasticOrPlastic
Established Contributor

Re: Anyway in with Chase?


@Creditaddict wrote:

@PlasticOrPlastic wrote:

@Creditaddict wrote:

I'd say no on Chase.

What GE cards are denying you?

what is your TU?


Amazon Store Card and Walmart

 

TU is 707 via Barclay

 

I was hoping you wouldn't say no to Chase lol...you sound just like them Smiley Happy

 


you were denied amazon and walmart with 707 TU?!


Yep, I almost threw my laptop I was that angry...but I got a grip and didn't.  They sent me the letter stating I didn't have enough experience with premium cards. 

Message 5 of 30
ExplicitElicit
Established Contributor

Re: Anyway in with Chase?


@PlasticOrPlastic wrote:

@Creditaddict wrote:

@PlasticOrPlastic wrote:

@Creditaddict wrote:

I'd say no on Chase.

What GE cards are denying you?

what is your TU?


Amazon Store Card and Walmart

 

TU is 707 via Barclay

 

I was hoping you wouldn't say no to Chase lol...you sound just like them Smiley Happy

 


you were denied amazon and walmart with 707 TU?!


Yep, I almost threw my laptop I was that angry...but I got a grip and didn't.  They sent me the letter stating I didn't have enough experience with premium cards. 


Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!

Message 6 of 30
rudy0720
Regular Contributor

Re: Anyway in with Chase?

It took me 8 years after Chap 7 BK to get in with Chase and I had to recon

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Message 7 of 30
PlasticOrPlastic
Established Contributor

Re: Anyway in with Chase?


@ExplicitElicit wrote:

@PlasticOrPlastic wrote:

@Creditaddict wrote:

@PlasticOrPlastic wrote:

@Creditaddict wrote:

I'd say no on Chase.

What GE cards are denying you?

what is your TU?


Amazon Store Card and Walmart

 

TU is 707 via Barclay

 

I was hoping you wouldn't say no to Chase lol...you sound just like them Smiley Happy

 


you were denied amazon and walmart with 707 TU?!


Yep, I almost threw my laptop I was that angry...but I got a grip and didn't.  They sent me the letter stating I didn't have enough experience with premium cards. 


Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!


I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE.  And thats exactly what I was wondering what is a premium card?  I wouldn't consider Walmart or Amazon store cards "premium". 

 

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.

Message 8 of 30
chalupaman
Super Contributor

Re: Anyway in with Chase?


@PlasticOrPlastic wrote:

@ExplicitElicit wrote:

@PlasticOrPlastic wrote:

@Creditaddict wrote:

@PlasticOrPlastic wrote:

@Creditaddict wrote:

I'd say no on Chase.

What GE cards are denying you?

what is your TU?


Amazon Store Card and Walmart

 

TU is 707 via Barclay

 

I was hoping you wouldn't say no to Chase lol...you sound just like them Smiley Happy

 


you were denied amazon and walmart with 707 TU?!


Yep, I almost threw my laptop I was that angry...but I got a grip and didn't.  They sent me the letter stating I didn't have enough experience with premium cards. 


Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!


I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE.  And thats exactly what I was wondering what is a premium card?  I wouldn't consider Walmart or Amazon store cards "premium". 

 

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.


Don't worry. Same here. Really wanted one of their cards and I applied too soon so I'm really trying much harder to wait several months. Never taking the CK suggestions seriously again. Back to gardening.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 9 of 30
PlasticOrPlastic
Established Contributor

Re: Anyway in with Chase?


@chalupaman wrote:

@PlasticOrPlastic wrote:

@ExplicitElicit wrote:

@PlasticOrPlastic wrote:

@Creditaddict wrote:

@PlasticOrPlastic wrote:

@Creditaddict wrote:

I'd say no on Chase.

What GE cards are denying you?

what is your TU?


Amazon Store Card and Walmart

 

TU is 707 via Barclay

 

I was hoping you wouldn't say no to Chase lol...you sound just like them Smiley Happy

 


you were denied amazon and walmart with 707 TU?!


Yep, I almost threw my laptop I was that angry...but I got a grip and didn't.  They sent me the letter stating I didn't have enough experience with premium cards. 


Did you try and recon that? That sounds like BS.. WTH do they consider premium cards, I mean seriously they are GE bank what are they expecting.. lol. Anyways, I would be calling over and over until someone approved my application!


I did not recon, I recon'd Chase 4-5 times and go nowhere so at that point I figured it'd be the same with GE.  And thats exactly what I was wondering what is a premium card?  I wouldn't consider Walmart or Amazon store cards "premium". 

 

And as far as Chase, I'm getting closer to realizing I have a long wait until I get a card with them...SIGH.


Don't worry. Same here. Really wanted one of their cards and I applied too soon so I'm really trying much harder to wait several months. Never taking the CK suggestions seriously again. Back to gardening.


What reason(s) did they give you?

Message 10 of 30
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.