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I'm the exact opposite. I always see posts named "app spree" here and click on it only to find they applied for two cards. These actually annoy me, because I'm expecting something more substantial. I like to see numerous cards applied for, the reasons you app'd for each card, approval/denial/limits...actual helpful information for anyone else who might be planning a spree of their own. Normally it's just a guy who randomly app'd for some card he'd been wanting for a while, and then gets a rush off an approval and apps for the next thing he sees.
You see, I'm planning my own app spree in Jan. It will likely be six cards. I already made a wish list of cards I want, and each has a specific reason for me getting it. I narrowed that list down to the exact six I'll app for, but that will of course change over the next couple of months. I know the sign up bonuses, the terms of each to get the bonus, and how I'll meet those terms. I know which CR each bank is likely to pull. I know which order I should do them in based off this and how sensitive they are to Inq's. I know exactly what my AAoA will be after six new accounts report, including backdating an Amex...which is why I'm waiting until Jan. I know what all my scores are, and likely will be when I app. This is a game to me, but one I take seriously. My credit is something I worked hard to build up. But it's also something that is wasted if I don't take advantage of the benefits.
You are right about something though. The average consumer doesn't think about this. My friends think I'm nutty since I can't even carry all my cards in my wallet. Average consumers don't come and post on credit forums (let alone many different ones like I do). But this is one of my hobbies. I enjoy it. I get great rewards from it. And Monday Night Football was boring, so...yeah.
8+ is considered drapping!!!! You know who you are! LOL
Yup, tonight's game was a snoozer. Cardinals just sucked. IMHO
@Shogun wrote:8+ is considered drapping!!!! You know who you are! LOL
Yup, tonight's game was a snoozer. Cardinals just sucked. IMHO
Good thing I only apped for 5 then
@Duncanrr wrote:
@Shogun wrote:8+ is considered drapping!!!! You know who you are! LOL
Yup, tonight's game was a snoozer. Cardinals just sucked. IMHO
Good thing I only apped for 5 then
LOL!!!!!
2-3 mini app spree
4-6 app spree
+6 damn...
yesterday I watching a show, and saw someone whose last name was DRAPPER hahahaha, guess who I though of?? lmao
I've never had a real app spree...ROFL. I usually wait like days/weeks after an app to app again. Usually a denial will stop me.
i guess i went on an app spree this summer after a couple approvals.
jun-august was 5 new cards.
so now i have total of 9 cc so should i cancel 4.5 of those? lol
i am thinking about closing kohls but im not sure yet.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
I'm the exact opposite of the sprees, I can't get myself to app.
@Shogun wrote:I'm the exact opposite of the sprees, I can't get myself to app.
well if you want i can app for you a centurion maybe a visa black.
or even some furniture store cards.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |