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App Spree - UPDATED!!!!!

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romey050500
New Contributor
‎06-12-2013 08:47 AM
‎06-12-2013 08:47 AM

Re: App Spree

BCP was 2k. I'm waiting for that 61 day mark.

NFCU Flagship Visa 25k - Pentagon FCU Platinum Visa Signature 20k - USAA World MasterCard 10k - USAA American Express 10k - BoA 3, 2, 1 Card 10k - Southwest RR 8.5k - CSP 5k - Chase Freedom 2k - Discover It 2k - Barclay's Arrival 2.5k - NFCU Cash Rewards 2k - Military Star 5.8k - American Express BCP 2k - American Express PRG NPSL
Message 31 of 37
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09Lexie
Moderator Emerita
‎06-12-2013 11:42 AM
‎06-12-2013 11:42 AM

Re: App Spree

Well done!

Closing Credit Cards

The Definitive Amex 3X CLI Guide

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Message 32 of 37
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romey050500
New Contributor
‎06-12-2013 03:06 PM
‎06-12-2013 03:06 PM

Re: App Spree

Some of you may know that I recently went on an app spree, and was approved for many cards even though my fico score was 680. Well on myfico.com my equifax score was before I hit submit, and still is today a 680. However, on one of my denial letters that I recieved today from chase (I have already reconned and got approved) they have my equifax fico score as 740 ?!?!?!?!?!?!? That certainly explains the approvals. Why such a big difference?

NFCU Flagship Visa 25k - Pentagon FCU Platinum Visa Signature 20k - USAA World MasterCard 10k - USAA American Express 10k - BoA 3, 2, 1 Card 10k - Southwest RR 8.5k - CSP 5k - Chase Freedom 2k - Discover It 2k - Barclay's Arrival 2.5k - NFCU Cash Rewards 2k - Military Star 5.8k - American Express BCP 2k - American Express PRG NPSL
Message 33 of 37
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LS2982
Mega Contributor
‎06-12-2013 03:12 PM
‎06-12-2013 03:12 PM

Re: App Spree - UPDATED!!!!!

Chase more than likely used an Inhouse score or a CC
enhanced FICO score.


EQ FICO 548 3/3/16
Message 34 of 37
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HYPASS33
Frequent Contributor
‎06-12-2013 03:36 PM
‎06-12-2013 03:36 PM

Re: App Spree - UPDATED!!!!!

What number you recon with for Citi?
Message 35 of 37
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romey050500
New Contributor
‎06-12-2013 05:42 PM
‎06-12-2013 05:42 PM

Re: App Spree - UPDATED!!!!!

@HYPASS33 wrote:
What number you recon with for Citi?

This is the number I used, but they still denied me. 800-645-7240

NFCU Flagship Visa 25k - Pentagon FCU Platinum Visa Signature 20k - USAA World MasterCard 10k - USAA American Express 10k - BoA 3, 2, 1 Card 10k - Southwest RR 8.5k - CSP 5k - Chase Freedom 2k - Discover It 2k - Barclay's Arrival 2.5k - NFCU Cash Rewards 2k - Military Star 5.8k - American Express BCP 2k - American Express PRG NPSL
Message 36 of 37
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romey050500
New Contributor
‎06-12-2013 05:43 PM
‎06-12-2013 05:43 PM

Re: App Spree - UPDATED!!!!!

@LS2982 wrote:
Chase more than likely used an Inhouse score or a CC
enhanced FICO score.

ok thanks, I just looked this up, I had no idea about this different score.

NFCU Flagship Visa 25k - Pentagon FCU Platinum Visa Signature 20k - USAA World MasterCard 10k - USAA American Express 10k - BoA 3, 2, 1 Card 10k - Southwest RR 8.5k - CSP 5k - Chase Freedom 2k - Discover It 2k - Barclay's Arrival 2.5k - NFCU Cash Rewards 2k - Military Star 5.8k - American Express BCP 2k - American Express PRG NPSL
Message 37 of 37
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