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App Spree a good idea at this point?

tag
jdbkiang
Established Contributor

Re: App Spree a good idea at this point?

The problem is you still haven’t really told us what you want to achieve with your new cards. Are you looking for cash back? Are you trying to earn travel rewards?

Regardless, If you can pay it off in a month or two, then a balance transfer probably isn’t worth it.

I would consider the CF or Ink cards. Business would include side hustles or any part-time independent work. Even selling on eBay could count.

If those don’t work, check prequalifications Amex.






[2/2019]
Message 41 of 47
Anonymous
Not applicable

Re: App Spree a good idea at this point?

My bad, yes I am looking forward to get a travel rewards card with a good cl...I think I should go for a Ink card

Regards
Message 42 of 47
jdbkiang
Established Contributor

Re: App Spree a good idea at this point?


@Anonymous wrote:
My bad, yes I am looking forward to get a travel rewards card with a good cl...I think I should go for a Ink card

Regards

Haha, no problem. If travel rewards is your goal, you already have the CSP (which I'd actually try to upgrade to the CSR for travel perks), the Ink Preferred could be a really good card to pair with it. The CIC also has solid bonus categories as well, and it could be worth considering. 







[2/2019]
Message 43 of 47
Anonymous
Not applicable

Re: App Spree a good idea at this point?

Ok, upgrading csp to csr won't hurt my score right? I will app CIP...finall decision and its locked now 😃...thank you so much for educating me on this and for all of your cooperation guys!!!

Regards
Message 44 of 47
blindambition
Senior Contributor

Re: App Spree a good idea at this point?

Chase will likely pull 2 HP. Depends on the state which ones will be pulled.
Message 45 of 47
Anonymous
Not applicable

Re: App Spree a good idea at this point?

Illinois 😬
Message 46 of 47
jdbkiang
Established Contributor

Re: App Spree a good idea at this point?


@Anonymous wrote:
Ok, upgrading csp to csr won't hurt my score right? I will app CIP...finall decision and its locked now 😃...thank you so much for educating me on this and for all of your cooperation guys!!!

Regards

No, upgrading will not affect your score. But you can only upgrade if you've had the card for a year. But if you've had it for more than a year, you can simply call them and ask to upgrade. 

Good luck on your app!







[2/2019]
Message 47 of 47
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