@suebee123 wrote:Just curious...what happened with the private loan consolidation? I need to do one of these soon and was wondering if they approved you alone or required a co-signer?
I checked my application status online and it says I have to verify my income by sending in W2 and pay stub. They also gave me the option of choosing my rate (3.75% variable or 7% fixed) so I'm hoping that it's approved and the paperwork will just be a formality. No co-signer required.
Sweeet! I just did the same 4 for 4 on AMEX BCE 2k, AMEX PRG , DISCOVER IT 3.5k, CHASE FREEDOM 7k.. Its a good week
Congrats!!
So I got greedy and apped for 2 more cards before heading to the garden.
US Bank flexperks: approved, limit tbd. I'll try to PC it to a Cash+ in a few months after I get the sign-up bonus.
Priceline rewards visa: approved, 5,000
Also, the wells fargo student loan consolidation has been approved for a 3.75% variable apr.
I went 1 for 7 on a similar app spree just last year, I'm basking in FICO glory right now!
US Bank flexperks: approved, limit tbd. I'll try to PC it to a Cash+ in a few months after I get the sign-up bonus.
Priceline rewards visa: approved, 5,000
Also, the wells fargo student loan consolidation has been approved for a 3.75% variable apr.
I went 1 for 7 on a similar app spree just last year, I'm basking in FICO glory right now!
@yellowcake wrote:I stepped out of the garden after 6 months to apply for a Wells Fargo private student loan consolidation. I got a "under review message." I then decided what the heck, and went for 4 cards with $100 sign-up bonuses and went 4 for 4!
Chase Freedom: 6,000
CapitalOne Cash: 3,000
BofA 1-2-3: 5,000
Amex BCE: approved, limit TBD.
Really stocked about the BCE, this is going to be my first Amex card!
Yay, and back to the garden I go!
My current Equifax score (from myfico) is 757, my TU was 728 a month ago when I had 50% util, my util is now 5%.
CONGRATS!!!!
Little Gardening goes a long way!!
@LS2982 wrote:
@yellowcake wrote:I stepped out of the garden after 6 months to apply for a Wells Fargo private student loan consolidation. I got a "under review message." I then decided what the heck, and went for 4 cards with $100 sign-up bonuses and went 4 for 4!
Chase Freedom: 6,000
CapitalOne Cash: 3,000
BofA 1-2-3: 5,000
Amex BCE: approved, limit TBD.
Really stocked about the BCE, this is going to be my first Amex card!
Yay, and back to the garden I go!
My current Equifax score (from myfico) is 757, my TU was 728 a month ago when I had 50% util, my util is now 5%.
CONGRATS!!!!
Little Gardening goes a long way!!
Thanks!
Wow that's a fantastic app spree.
