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App for 3rd Venture card???? (in the future) ;)

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pizza1
Community Leader
Super Contributor

Re: App for 3rd Venture card???? (in the future) ;)


@akula wrote:
@pizza1 You really do seem to have a credit addiction. You posted a thread about an insane amount of inquiries that are currently on your report and a thread about how much revolving credit.

Maybe a better approach would be to focus on prime lenders instead of keeping app'ing for store cards / sub prime lenders. I understand the thrills of apping, but the last thing you need is another inquiry.

1st...I dont have a credit addiction, I have a rebuilding addiction, theres a difference. 

2nd..Who cares what kind of threads I started. Im curious to know what people have, and Im bored.

3rd...I wouldnt consider the Venture Card at a $15k cl "sub prime". Cap 1 may issue several rebuilder cards, but they also have prime cards as well.

Cheers! Smiley Wink

Message 11 of 71
Anonymous
Not applicable

Re: App for 3rd Venture card???? (in the future) ;)

How are you going to deal with all those AFs for no purpose? Do you spend enough to cover 3, much less two Venture AFs? You said you don't travel much. Lol.
Message 12 of 71
bengalikejenga
Regular Contributor

Re: App for 3rd Venture card???? (in the future) ;)


@pizza1 wrote:

@akula wrote:
@pizza1 You really do seem to have a credit addiction. You posted a thread about an insane amount of inquiries that are currently on your report and a thread about how much revolving credit.

Maybe a better approach would be to focus on prime lenders instead of keeping app'ing for store cards / sub prime lenders. I understand the thrills of apping, but the last thing you need is another inquiry.

1st...I dont have a credit addiction, I have a rebuilding addiction, theres a difference. 

2nd..Who cares what kind of threads I started. Im curious to know what people have, and Im bored.

3rd...I wouldnt consider the Venture Card at a $15k cl "sub prime". Cap 1 may issue several rebuilder cards, but they also have prime cards as well.

Cheers! Smiley Wink


@Anonymous said @pizza1.  Smiley Wink


Ex681 Tu694 EQ708
Message 13 of 71
pizza1
Community Leader
Super Contributor

Re: App for 3rd Venture card???? (in the future) ;)


@Anonymous wrote:
How are you going to deal with all those AFs for no purpose? Do you spend enough to cover 3, much less two Venture AFs? You said you don't travel much. Lol.

Now Nixon...you should know by now Im just causing trouble, and Ill find a way to earn those AF's..Smiley Happy

Message 14 of 71
Anonymous
Not applicable

Re: App for 3rd Venture card???? (in the future) ;)

You gonna buy some "Art" ?
Message 15 of 71
pizza1
Community Leader
Super Contributor

Re: App for 3rd Venture card???? (in the future) ;)


@pizza1 wrote:

@Anonymous wrote:
How are you going to deal with all those AFs for no purpose? Do you spend enough to cover 3, much less two Venture AFs? You said you don't travel much. Lol.

Now Nixon...you should know by now Im just causing trouble, and Ill find a way to earn those AF's..Smiley Happy


more importantly is, wonder if Ill get the bonus 40k second time around, adn $100 cash back bonus second time around...Smiley Wink

Message 16 of 71
paris75
New Contributor

Re: App for 3rd Venture card???? (in the future) ;)

If you really have a "rebuilding" addiction, you should worry more about racking up inquiries than getting more credit. You have much more than enough to rebuild and get yourself to 800! I think we all (including myself) have had that credit addiction at one point. This forum does it to you. I mean how many people have gone near crazy trying to keep themselves from apping for cards they don't need just to get an easy approval with a high limit. Sort of Addict behavior, I'd say.
Message 17 of 71
pizza1
Community Leader
Super Contributor

Re: App for 3rd Venture card???? (in the future) ;)


@Anonymous wrote:
You gonna buy some "Art" ?

huh? Im blond..I dont understand that, lol..Smiley Wink

Message 18 of 71
pizza1
Community Leader
Super Contributor

Re: App for 3rd Venture card???? (in the future) ;)


@paris75 wrote:
If you really have a "rebuilding" addiction, you should worry more about racking up inquiries than getting more credit. You have much more than enough to rebuild and get yourself to 800! I think we all (including myself) have had that credit addiction at one point. This forum does it to you. I mean how many people have gone near crazy trying to keep themselves from apping for cards they don't need just to get an easy approval with a high limit. Sort of Addict behavior, I'd say.

when you have a "dirty" profile like me...inquiires dont do anything. My scores have stay the same all thru my app spress and new cards reporting. If you were or someone else who isnt in a dirty bucket tried to app like me....your scores would tank. 

Message 19 of 71
Anonymous
Not applicable

Re: App for 3rd Venture card???? (in the future) ;)

Yep. Precisely why my TU ONLY dropped when my last two COs dropped off. Every other time it would go up or stay the same.
Message 20 of 71
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