No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@ras_34 wrote:Now I am starting to get the sweaty palms and doubt....do I really need to get another card? Let alone 3 more? Please someone....talk me into it!
That's up for you to answer. We don't want to push you into something you aren't sure if you need. How about you take a day to think about it before you do anything? ![]()







Grinlinechelsea, I want your cards lol. I am not afraid of going on a big app spree becasue I know I wont use them to do sensless shopping or anything like that. I just want to build a great credit portfolio. How did you build yours?
Here is how I built my current profile:







@grinlikechelsea wrote:Here is how I built my current profile:
- January 2013 - Dad adds me as an AU on AmEx with a MSD of 1/1979, existing car loan through IMCU
- February 2013 - Applied for Capital One Journey and BoA Secured - approved both $300
- August 2013 - Applied for Chase Freedom - approved $4,000; unsecured BoA with CLI to $9,000 (deposit history)
- September 2013: App Spree: Amex BCP - approved $6,000 (backdated), Discover it - approved ($3,000) PC Journey to Quicksilver Visa and CLI - approved; now $5,000
- Ocotober 2013: PC to Fidelity AmEx after contacting EO - approved Huntington Voice WMC - approved $6,000
- November 2013: Amex CLI - declined $6,000, Citi Forward - declined
- December: Barclays Sallie Mae WMC - approved $10,000
- January 2014 - Southwest Rapid Rewards - approved $17,000 (closed), AU on Chase Ink Bold
- February 2014- CLI on Amex - approved $18,000; CLI on all accounts - approved to limits currently; Merrill+ - approved; split Fidelity CL, Marriott Premier - approved $5,000 taken from Freedom
- March 2014 - PC Quicksilver to Venture and CLI - approved $6,500; Chase CLD on Freedom
Wow....and I thought I was crazy with what I added in 2013...LOL
@lg8302ch wrote:
@grinlikechelsea wrote:Here is how I built my current profile:
- January 2013 - Dad adds me as an AU on AmEx with a MSD of 1/1979, existing car loan through IMCU
- February 2013 - Applied for Capital One Journey and BoA Secured - approved both $300
- August 2013 - Applied for Chase Freedom - approved $4,000; unsecured BoA with CLI to $9,000 (deposit history)
- September 2013: App Spree: Amex BCP - approved $6,000 (backdated), Discover it - approved ($3,000) PC Journey to Quicksilver Visa and CLI - approved; now $5,000
- Ocotober 2013: PC to Fidelity AmEx after contacting EO - approved Huntington Voice WMC - approved $6,000
- November 2013: Amex CLI - declined $6,000, Citi Forward - declined
- December: Barclays Sallie Mae WMC - approved $10,000
- January 2014 - Southwest Rapid Rewards - approved $17,000 (closed), AU on Chase Ink Bold
- February 2014- CLI on Amex - approved $18,000; CLI on all accounts - approved to limits currently; Merrill+ - approved; split Fidelity CL, Marriott Premier - approved $5,000 taken from Freedom
- March 2014 - PC Quicksilver to Venture and CLI - approved $6,500; Chase CLD on Freedom
Wow....and I thought I was crazy with what I added in 2013...LOL
I *may* have gotten a bit carried away. ![]()







you said you wanted grown up credit lines and better rewards... go for all 3, they are great cards.
Do you think there is a chance I get declined? I just get really nervous for these apps because I am nervous I will get approved for all 3 lines at 5k each....
The suspense is killing me whats the hold up?!?! Chelsea, if you dont mind. What's your Income/scores.......trying to see what ground I stand for increasing my Freedom!! ![]()
Did you apply?