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When you go on an application spree, don't the inquiries show up instantly on your credit report? I want to make sure i do this correctly.
Thanks!
IME, about 90% are immediate. I had app'd for some CCs, especially via small banks or CUs, and they often didn't pull until the next day (manual review I'm supposing).
I went on an app massacre on Saturday. About 70% showed up immediately. The rest showed up the next day.
My USAA credit monitor was getting a workout.