App spree results

[Anonymous]

i'm interested to hear how it goes, so be sure to update.

i've decided not to release the tax return info.  it's just an added step i'm not excited about completing.  

also, we really don't need the NW card, since our CL went from 9k to 31k nearly overnight.  and i'm not sure they would look favorably at being the last to approve us for yet another card.  cap1 already denied me for too many INQs, but they were the last to see apps.

the main motivation was to reduce our util.. had only two major cards.. one MC 5800/6200 and an AMEX 350/3000, til i got CLI from amex.. now it's 350/5500.

now total util is roughly 6000/31000 so i'm considering it mission accomplished.

check into citi forward and chase freedom, they were the most generous with initial CLs at 4800 and 6000 respectively.

[clocktick]

Will do.  I did look at the Chase Freedom as well as the Citi Diamond Preferred.  I'm done apping for a while though now.  When I do app again I'm planning on going for Citi and USAA to start.

[clocktick]

I received a letter today from Nationwide that stated I was:  DENIED

Reasons:

INCOMPLETE APPLICATION

NO RESPONSE RECEIVED

That's it; how frustrating!  I confirmed with them, via phone, that they received my 17-page fax.  The man who confirmed it wasn't even from the credit dept. but put me on hold while he went to ask them.  Now it's back to square one as I call them tomorrow.  I know my tax returns didn't disappear into thin air (scary thought).  Although, between then and now I read the LONG Nationwide thread on here and this doesn't seem that surprising.  I'm wondering if I should even bother.  I applied the first week of November and I've had nothing but headache from them thus far.

I'll update with any more exciting news.  It could literally be next year now. 

[Mace]

Good luck.

We're rooting for you.

[Anonymous]

sounds like they're weeding out anyone who isn't in it for long haul.  good luck!