You know, I get so caught up in building that I don't pay attention. Otherwise, I wouldn't have apped for Kay or Target, because I KNOW they pull EQ, and none of my new positive stuff has posted to EQ, so therefore I have no positives... of COURSE they're going to deny me! (and EQ is my worst. It has a CA for a repo on it)
I also jumped the gun and didn't wait until my 2 new TL's posted on TU & EX, so iTunes Junny whipped out a big 'ol "no"!. They were nice about it, tho.
So, now I'm going to recon over the next few days, and I've never recon'ed before.
Obviously, I'll have to explain the negatives. Repo happened during nasty divorce, $30 collection was for a worker's comp injury, and should never have been filed, going to be deleted within the month, etc.. But do I tell them that I have new accounts? List the CL of my current TL's? Give them my account numbers or send in copies of my CC's? attach copies of my current TU & EX reports to those who pulled EQ? Will they pull a new INQ and re-check? I'm not sure I want them to check until the new stuff is on.
And is there a time limit to recon from the date of original pull?
It could be that I just blew it, and that I'll have to reapply once everything's set up correctly, and that's OK. I just think that I shouldn't take no for a answer always in my life. Kinda take power back, you know?
I want to try. For the first time in my life, I'm committed to something to do with money and not burying my head in the sand. So can anyone offer suggestions?
