Apple Card - Best Feature

[Aim_High]

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@Anonymous wrote:

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I mean the apple card looks very nice and it's metal.

Correct me if I am wrong, but the 2 and 3 multipliers are only be able to use when you use apple pay?

I would like to take out my card and swipe things. Or when I go to restaurants and slap that bad boy to hear the ding. Would have been much more popular if the 2% was when you use the card too?

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Oh they'd love for you to swipe that card  ... Since they're paying you a whopping 1% cash back, way way behind today's industry standard!   There's a narrowly-focused 3% cashback that mainly revolves around Apple purchases.  Then 2% back but you must use Apple Pay, which is far from universally-available at check-out points.   Unlimited 1% back if you use the physical card ... meh.  

Per Apples' website:

3% Daily Cash

Get 3% Daily Cash back on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. That includes apps, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.

And we’re giving you even more ways to get 3% Daily Cash back. When you use Apple Card with Apple Pay at Uber, Uber Eats, Walgreens, Duane Reade, Nike, and T-Mobile stores, you’ll get 3% Daily Cash back. Just like you do at Apple.

2% Daily Cash

Get 2% Daily Cash back every time you buy something using Apple Pay*. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — you’ll get 2% back on just about everything. 

*LINK to where you can use APPLE PAY:

https://www.apple.com/apple-pay/where-to-use/

1% Daily Cash

If you happen to come across a store, website, or app that doesn’t take Apple Pay yet, Apple Card still gives you 1% of your purchases back in the form of Daily Cash.

[Anonymous]

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@Aim_High wrote:

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@Anonymous wrote:

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I mean the apple card looks very nice and it's metal.

Correct me if I am wrong, but the 2 and 3 multipliers are only be able to use when you use apple pay?

I would like to take out my card and swipe things. Or when I go to restaurants and slap that bad boy to hear the ding. Would have been much more popular if the 2% was when you use the card too?

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Oh they'd love for you to swipe that card  ... Since they're paying you a whopping 1% cash back, way way behind today's industry standard!   There's a narrowly-focused 3% cashback that mainly revolves around Apple purchases.  Then 2% back but you must use Apple Pay, which is far from universally-available at check-out points.   Unlimited 1% back if you use the physical card ... meh.  

Per Apples' website:

3% Daily Cash

Get 3% Daily Cash back on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. That includes apps, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.

And we’re giving you even more ways to get 3% Daily Cash back. When you use Apple Card with Apple Pay at Uber, Uber Eats, Walgreens, Duane Reade, Nike, and T-Mobile stores, you’ll get 3% Daily Cash back. Just like you do at Apple.

2% Daily Cash

Get 2% Daily Cash back every time you buy something using Apple Pay*. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — you’ll get 2% back on just about everything. 

*LINK to where you can use APPLE PAY:

https://www.apple.com/apple-pay/where-to-use/

1% Daily Cash

If you happen to come across a store, website, or app that doesn’t take Apple Pay yet, Apple Card still gives you 1% of your purchases back in the form of Daily Cash.

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Thanks for a clarification! Ouch, that 1% if you use the card at that point why make the card so beautiful and metal if all the benefits with apple pay. Might as well a nice artwork on my wall. 

[joltdude]

Interestingly enough, they are starting to make exemptions for the physical card to get the full cashback offer... Walgreens for instance... because Apple Pay isnt really driveup friendly yet....

Also the financing offers at least I was expecting are in the post on devices other than the Ifruitphone...

-J

[joltdude]

Other interesting thing.. My avalible credit is almost immediately avalible after submitting payment... at most it takes 5-10 min, even though the payment usually doesnt post to the withdrawing account for 3-4 days...

-J

[Anonymous]

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@joltdude wrote:

Interestingly enough, they are starting to make exemptions for the physical card to get the full cashback offer... Walgreens for instance... because Apple Pay isnt really driveup friendly yet....

Also the financing offers at least I was expecting are in the post on devices other than the Ifruitphone...

-J

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Ooooo... there are other finance offers? My daughter may be in the market for a new computer in the not-so-distant-future. If there's a zero percent financing offer for a laptop, rather than a phone, I might be willing to foot the bill and have her pay me.

[Anonymous]

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@Anonymous wrote:

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@Aim_High wrote:

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@Anonymous wrote:

---

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I mean the apple card looks very nice and it's metal.

Correct me if I am wrong, but the 2 and 3 multipliers are only be able to use when you use apple pay?

I would like to take out my card and swipe things. Or when I go to restaurants and slap that bad boy to hear the ding. Would have been much more popular if the 2% was when you use the card too?

---

Oh they'd love for you to swipe that card  ... Since they're paying you a whopping 1% cash back, way way behind today's industry standard!   There's a narrowly-focused 3% cashback that mainly revolves around Apple purchases.  Then 2% back but you must use Apple Pay, which is far from universally-available at check-out points.   Unlimited 1% back if you use the physical card ... meh.  

Per Apples' website:

3% Daily Cash

Get 3% Daily Cash back on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. That includes apps, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.

And we’re giving you even more ways to get 3% Daily Cash back. When you use Apple Card with Apple Pay at Uber, Uber Eats, Walgreens, Duane Reade, Nike, and T-Mobile stores, you’ll get 3% Daily Cash back. Just like you do at Apple.

2% Daily Cash

Get 2% Daily Cash back every time you buy something using Apple Pay*. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — you’ll get 2% back on just about everything. 

*LINK to where you can use APPLE PAY:

https://www.apple.com/apple-pay/where-to-use/

1% Daily Cash

If you happen to come across a store, website, or app that doesn’t take Apple Pay yet, Apple Card still gives you 1% of your purchases back in the form of Daily Cash.

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Thanks for a clarification! Ouch, that 1% if you use the card at that point why make the card so beautiful and metal if all the benefits with apple pay. Might as well a nice artwork on my wall. 

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Mine's still in its original white packaging, in an envelope, in my freezer. LOL

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[Anonymous]

There's really no best feature. 

I am a huge Apple Fangirl. I use this in addition to work discount giving me quite a bit of discounts making it worth it to have the card when I want to purchase something at Apple. I have it in my Apple Wallet so it very easy/no hassle to make certain purchases online as well. 

[Aim_High]

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@Anonymous wrote:

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@Anonymous wrote:

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@Aim_High wrote:

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@Anonymous wrote:

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I mean the apple card looks very nice and it's metal.

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Oh they'd love for you to swipe that card  ... Since they're paying you a whopping 1% cash back

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Ouch, that 1% if you use the card at that point why make the card so beautiful and metal if all the benefits with apple pay. Might as well a nice artwork on my wall. 

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Mine's still in its original white packaging, in an envelope, in my freezer. LOL

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Lol ... mine's still in the packaging

too ... just not the freezer! 

[Anonymous]

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@Aim_High wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Aim_High wrote:

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@Anonymous wrote:

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I mean the apple card looks very nice and it's metal.

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Oh they'd love for you to swipe that card  ... Since they're paying you a whopping 1% cash back

---

Ouch, that 1% if you use the card at that point why make the card so beautiful and metal if all the benefits with apple pay. Might as well a nice artwork on my wall. 

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Mine's still in its original white packaging, in an envelope, in my freezer. LOL

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Lol ... mine's still in the packaging

too ... just not the freezer! 

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Wow!! I was only kidding, but people literally be not touching their nice metal cards. Who would knew haha.

[Aim_High]

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@Anonymous wrote:

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@Aim_High wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Aim_High wrote:

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@Anonymous wrote:

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I mean the apple card looks very nice and it's metal.

---

Oh they'd love for you to swipe that card  ... Since they're paying you a whopping 1% cash back

---

Ouch, that 1% if you use the card at that point why make the card so beautiful and metal if all the benefits with apple pay. Might as well a nice artwork on my wall. 

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Mine's still in its original white packaging, in an envelope, in my freezer. LOL

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Lol ... mine's still in the packaging

too ... just not the freezer! 

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Wow!! I was only kidding, but people literally be not touching their nice metal cards. Who would knew haha.

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Lol ... too funny!   

I thought you were serious since I've heard of people actually doing that!!

Two reasons: 

It's normally one of the last places a burgular would look for something of value to steal.

Second, to avoid temptation, I've heard of people "freezing" their credit cards in a block of ice to inhibit impulse spending!! Seriously!! Lol