I wish I got a similar offer last week before I got the Apple card. I don't use my Apple Card for anything except financing Apple products but for $150 I would for 3 months. For me Apple Card is a 1% cashback card because I very rarely use Apple Pay. I got the Apple Card for 2 reasons: financing Apple products (used it for Apple Watch and will use it for an iPhone probably this year), and utilization padding.
@Yasselife wrote:@ptatohed face ID is my password, two clicks is all it takes and payments are more secure as well. Apple wallet is the easiest method for keeping cards active and carrying +10 cards while shopping or in the pool 😄 I'm sure it can work for you if you adapt to change lol
My prefectly stretched out leather wallet would be too baggy if I all of a sudden removed 10 cards. 
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@ptatohed wrote:
@Yasselife wrote:@ptatohed face ID is my password, two clicks is all it takes and payments are more secure as well. Apple wallet is the easiest method for keeping cards active and carrying +10 cards while shopping or in the pool 😄 I'm sure it can work for you if you adapt to change lol
My prefectly stretched out leather wallet would be too baggy if I all of a sudden removed 10 cards.
That happened to me 2 months ago, then I decided to just ditch the trifold. Got a Esker wallet (fits in front pocket). Holds my ID, medical card, and it can hold up to 8 physical cards, but I just keep 4 in mine. All the rest of my cards are in Apple Wallet, and cash is in my money clip. It took a while to get used to but it's so much easier (and my left butt check doesn't get sore after sitting on a stuffed wallet all day long).
@ptatohed wrote:Point taken. For me, personally, I am not an Apple guy nor am I a digital wallet guy (I hate having a password on my phone). So, for me, I'd rather have a 'true' 2% CB (physical) card. The citi DC worked well for me before I got AOD. But I am glad the Apple Card works for you guys.
AOD is so hard to replace as a catch all card. I try to give others spend when they have 3% or more, but a lot of times it's just 3% max when it's not grocery, gas or streaming so I'm really wasting my time when I can just use AOD lol. I really hope they never decide to nuck the 3% for us that got on the train. They don't have to offer any short time promos or extra benefits. The 3% ob everything is good enogh for me.
@Eagered2succeed wrote:
@ptatohed wrote:Point taken. For me, personally, I am not an Apple guy nor am I a digital wallet guy (I hate having a password on my phone). So, for me, I'd rather have a 'true' 2% CB (physical) card. The citi DC worked well for me before I got AOD. But I am glad the Apple Card works for you guys.
AOD is so hard to replace as a catch all card. I try to give others spend when they have 3% or more, but a lot of times it's just 3% max when it's not grocery, gas or streaming so I'm really wasting my time when I can just use AOD lol. I really hope they never decide to nuck the 3% for us that got on the train. They don't have to offer any short time promos or extra benefits. The 3% ob everything is good enogh for me.
Yup! A day does not go by that I am not grateful for the 3% everything AOD. And I really should thank this site, not sure I would have known about AOD without you guys. Though, somehow I found Nusenda on my own, lol. But, yeah, every day with the AOD in its current form is a "gift", lol. My Plan B's, if/when AOD reduces its 3% CB reward include: Alliant 2.5%, upgrade Cash Rewards Elite 2.2%, or just stick with my citi DC which I think is/can/will be a 2.22% card when/if I can figure out how to link it to my Rewards+.
Is the AOD 3% CB a special offer? I do not see that posted on their website. All I see is 1% CashBack on ALL Purchases & an Additional 1% CashBack on Gas & Restaurants.
As for the Apple Card, I might get it once I decide to buy a new MacBook pro. I do use Apple Pay regularly so it might make sense to eventually pull the trigger.
@robsteriam wrote:Is the AOD 3% CB a special offer? I do not see that posted on their website. All I see is 1% CashBack on ALL Purchases & an Additional 1% CashBack on Gas & Restaurants.
As for the Apple Card, I might get it once I decide to buy a new MacBook pro. I do use Apple Pay regularly so it might make sense to eventually pull the trigger.
The AOD 3% CB on everything card is no longer offered to new applicants but those of us lucky enough to have gotten on the train are grandfathered in (so far).
