Citi can be a little new accounts sensitive IME. I'd go at least 90 days with no apps before hitting them. Amex doesn't give a hoot if your profile is strong. You seem to have one.
BofA can go either way really. They don't seem especially sensitive either to new accounts.
Chase can also be new accounts sensitive, which you've discovered.
It use to be no more than two Chase cards in 30 days. That may have changed, I have no idea.
You've had a great run! Very nice line up you have there. Good luck in which ever way you go.
Oh I'd hit Amex for maybe two at one time. The others can come by way of SPs later.
BofA can go either way really. They don't seem especially sensitive either to new accounts.
Chase can also be new accounts sensitive, which you've discovered.
It use to be no more than two Chase cards in 30 days. That may have changed, I have no idea.
You've had a great run! Very nice line up you have there. Good luck in which ever way you go.
Oh I'd hit Amex for maybe two at one time. The others can come by way of SPs later.
Discover can be had on a SP. I'd recommend doing it first. Use the Discover prequal site to apply.
Go after BofA second and Amex third.
Amex and BofA will pull EX IME.
Discover will SP EQ and possibly EX.
If you get the Discover first on a SP. It won't affect the other two approvals at all. Since they won't see it.
Go after BofA second and Amex third.
Amex and BofA will pull EX IME.
Discover will SP EQ and possibly EX.
If you get the Discover first on a SP. It won't affect the other two approvals at all. Since they won't see it.
Yes... they will be if you allow it to report before apping for others.
Discover won't be a SP going through Amazon.
Citi, I'd wait on that one. You have a lot of new accounts. If you're successful with Discover, BofA and Amex. I'd skip Citi. Give it 180 days before touching them.
Discover won't be a SP going through Amazon.
Citi, I'd wait on that one. You have a lot of new accounts. If you're successful with Discover, BofA and Amex. I'd skip Citi. Give it 180 days before touching them.
First, thank you guys, I appreciate the positive reactions and feedback to my strategy 
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@HeavenOhio I am aware of Citi's 6/6 rule which is 6 hard pulls in the last 6 months. But there could be more to it than that that's not widely known. Thanks for the tip on the 3 ficos for $1, I'll keep it in mind!
@gmood Hm so youd actually suggest skipping Citi for later cuz they're so sensitive. I was actually thinking it would be better to do them before the other cards for that very reason, but perhaps my strategy is too aggressive? Honestly, Citi is kinda the least critical one anyway: no sign up bonus on the prestige now, and while the AAdvantage card does have a 60k bonus rn, it seems to have been around a good bit by now, AA miles seem kinda limited now anyway so not a huge loss if I only get the 30k bonus, and the initial reason to get the card is to downgrade to dividend in year 2 - it's more of a "why not sounds pretty sweet" card than one that's really critical to my overall strategy - the Citi dividend is decidedly one of the less useful 5% cards with its "meh" categories.
Min spend wise, I have til late April to spend $4.5k more right now, and wouldnt apply for anything with a min spend til I'm done with this, so it won't be for at least 2 maybe 3 more months anyway. I should be at 5 inquiries in the last 6 months now, and come June, it should be 3 - well within Citi's 6/6 rule. Of course if the prestige has no sign up bonus still idk - and now knowing Citi is sensitive about all this, I'm thinking maybe I should apply for the prestige before the AAdvantage regardless, since the prestige is a more critical card. Maybe I should save the AA card for the end, after the other cards.
.@HeavenOhio I am aware of Citi's 6/6 rule which is 6 hard pulls in the last 6 months. But there could be more to it than that that's not widely known. Thanks for the tip on the 3 ficos for $1, I'll keep it in mind!
@gmood Hm so youd actually suggest skipping Citi for later cuz they're so sensitive. I was actually thinking it would be better to do them before the other cards for that very reason, but perhaps my strategy is too aggressive? Honestly, Citi is kinda the least critical one anyway: no sign up bonus on the prestige now, and while the AAdvantage card does have a 60k bonus rn, it seems to have been around a good bit by now, AA miles seem kinda limited now anyway so not a huge loss if I only get the 30k bonus, and the initial reason to get the card is to downgrade to dividend in year 2 - it's more of a "why not sounds pretty sweet" card than one that's really critical to my overall strategy - the Citi dividend is decidedly one of the less useful 5% cards with its "meh" categories.
Min spend wise, I have til late April to spend $4.5k more right now, and wouldnt apply for anything with a min spend til I'm done with this, so it won't be for at least 2 maybe 3 more months anyway. I should be at 5 inquiries in the last 6 months now, and come June, it should be 3 - well within Citi's 6/6 rule. Of course if the prestige has no sign up bonus still idk - and now knowing Citi is sensitive about all this, I'm thinking maybe I should apply for the prestige before the AAdvantage regardless, since the prestige is a more critical card. Maybe I should save the AA card for the end, after the other cards.
