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Hello,
I have over the course of 9 months repaired my credit and jumped from 640 to around 745 now (Paid down every last cent in debit over 56k) .
I used to have a chase card with 8.5k, which I closed after they hit my account with over 19% interest (used to be around 11.99%)
So I have decided to give chase a try again for their slate card, they gave me the 7-10 notice, however when I logged into my account, I saw a slate card on the account with a 5k line, have not gotten an approval notice as of yet. (When I applied, I have entered my login info)
What is the best way for me to contact them and have them match my old limit of 8.5k, since this card has a 16 mo 0% down offer. All my other cards have 0 balances except my Amex Plat which regularly carries a 1k balance from month to month.
My score got a hit of around 8 points from the chase enquiry.
Thank you!
@moods wrote:
What is the best way for me to contact them and have them match my old limit of 8.5k, since this card has a 16 mo 0% down offer.
You could use the back door number listed in thread above, but I would be careful asking for increases before you even get the card, another underwriter might feel you don't deserve the 5k and take it away.
5k is still a prime limit. I would be thankful and let it grow. Congrats
@Creditaddict wrote:
@moods wrote:
What is the best way for me to contact them and have them match my old limit of 8.5k, since this card has a 16 mo 0% down offer.
You could use the back door number listed in thread above, but I would be careful asking for increases before you even get the card, another underwriter might feel you don't deserve the 5k and take it away.
Chase is weird when it comes to CLs. I have 4 CCs with them and none of them have had CLI's on them and the oldest is almost 3 years old. I use them regularly BUT I do not charge even close to the CL. They do require a hard pull for increases too. I'd bark up another tree...