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Applied for a Chase and Amex back in March and not showing their hardpulls

tag
Anonymous
Not applicable

Applied for a Chase and Amex back in March and not showing their hardpulls

I applied for both a Amex BCE and a Chase Freedom within minutes of eachother back in March, but I am not showing a hardpull for either. It took them a month or so for the cards to show up on my Credit Karma, but to this day I do not show a hard pull.

 

Am I lucky? Is this odd?

 

Thanks

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Applied for a Chase and Amex back in March and not showing their hardpulls

Did you check all three bureaus?.  It must be hidden in there somehow..

Message 2 of 11
Anonymous
Not applicable

Re: Applied for a Chase and Amex back in March and not showing their hardpulls


@Anonymous wrote:

I applied for both a Amex BCE and a Chase Freedom within minutes of eachother back in March, but I am not showing a hardpull for either. It took them a month or so for the cards to show up on my Credit Karma, but to this day I do not show a hard pull.

 

Am I lucky? Is this odd?

 

Thanks


Amex pulls EX usually.  So it wouldnt show on CK, as it is TU & EQ.  You can EX for free on numerous sites. 

Message 3 of 11
greent
Frequent Contributor

Re: Applied for a Chase and Amex back in March and not showing their hardpulls

As mentioned amex pulls EX.

Message 4 of 11
RonM21
Valued Contributor

Re: Applied for a Chase and Amex back in March and not showing their hardpulls

I'd check your true reports to be sure rather than relying on CK. Again, just to be sure.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 11
Anonymous
Not applicable

Re: Applied for a Chase and Amex back in March and not showing their hardpulls

I know CK has always displayed any type of action I've done with Chase.
Message 6 of 11
Anonymous
Not applicable

Re: Applied for a Chase and Amex back in March and not showing their hardpulls


@Anonymous wrote:
I know CK has always displayed any type of action I've done with Chase.

Chase pulls EX, TU and EQ.  So depending on the OP's locale or how chase felt that day, they potentially pulled EX.  Amex for sure pulled EX.  So if the OP had both INQ's on EX, he will in no way see those INQ's on Credit Karma.  Now, he will see the accounts show up, as they are reported to all 3 CRA's.  

 

OP, go to http://www.freecreditreport.com, and get your EX report.  If you don't see your INQ's there, then we have something to talk about. 

 

Or spend $1 (if you cancel your trial) and get your EX report plus your FICO 8 scores for all 3 at http://www.creditchecktotal.com

Message 7 of 11
Anonymous
Not applicable

Re: Applied for a Chase and Amex back in March and not showing their hardpulls

Yeah they are probably on your EX file.

Message 8 of 11
Anonymous
Not applicable

Re: Applied for a Chase and Amex back in March and not showing their hardpulls

Same here for me. I applied for a AMEX BCE and an AMEX card By FNBO both approved on the same day 9 days ago and still no hard pull on myFICO. Last time I did apply for an AMEX card in 2015, it was instant hard pull with a denial.. Still waiting for my Experian score to update here on my.FICO. Last update was 7/4/16 and still no hard pull.

Message 9 of 11
Anonymous
Not applicable

Re: Applied for a Chase and Amex back in March and not showing their hardpulls

Good call! They are showing on my EX!! 

Message 10 of 11
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