Apply for CSP or garden?

[Anonymous]

Thanks for the replies. I'm going to apply as soon as my Citi card reports the $10k limit. Right now it is still reporting a $6k limit (got the increase a few weeks ago). 

[Voodard]

Shorefox, I think you should pull your FICO scores for TU and EQ before applying. If you're credit score isn't reporting in the 740~ range you may want to wait a bit longer.

[Anonymous]

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@Voodard wrote:

Shorefox, I think you should pull your FICO scores for TU and EQ before applying. If you're credit score isn't reporting in the 740~ range you may want to wait a bit longer.

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Good advice. As soon as my Citi reports as $10k, I will pull my 2 fico's before applying. My EX from my recent AMEX approval was 737..not quite 740, but almost there.