I was in the same situation as you, I waited 11 months after zync to get GOLD PR. I went with the PR card to get the 25,000 MR points. The annual fee is waived first year anyway. Yes the points are different, PR gets 3x points for airfare and 2x on groceries and gas , I believe. I never got an invitation but if you apply and get denied it will probably only be a soft pull since you are a member. YMMV. I canceled the zync when I got the gold PR, some people keep both, up to you if you can justify the fees and come out ahead or not. If you have the Gold you zync will convert to MR points too, instead of MR express (or whatever they are called with zync).
Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)
AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
