Applying??

[dallasjetfan]

Perfect!! That's what I was looking for. What cards would be ok with the BK though?

[Anonymous]

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dallasjetfan wrote:
Perfect!! That's what I was looking for. What cards would be ok with the BK though?

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Is your BK still showing with on your CR i thought you said it was deleted?

[dallasjetfan]

No, it was only discharged in March of 2005.

[haulingthescoreup]

This is stickied at the top of this (Credit Cards) forum:

BK Friendly Credit Cards Listed

[Anonymous]

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dallasjetfan wrote:
No, it was only discharged in March of 2005.

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Well if it's no longer showing apply for any prim card you wish to have. I don't have any prime cards i'm in the rebuilding stage myself waiting for my last Chapter 13 to fall off my TU CR next month but i'm gonna try to hold off 2 years before i apply for any prime cards i have like 7 new acounts that need to age.

[Anonymous]

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dallasjetfan wrote:
No, it was only discharged in March of 2005.

Also if your BK is totally off your CR when you apply for any new credit i don't think they can tell you filed a BK cause it's totally gone.

[Anonymous]

Discharged is not deleted. It means that as of march of 2005 the debts included in the BK are no longer collectable. BK can show on credit reports for up to ten years (2015).

[dallasjetfan]

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@Anonymous wrote:

Discharged is not deleted. It means that as of march of 2005 the debts included in the BK are no longer collectable. BK can show on credit reports for up to ten years (2015).

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I definitely knew that!! I am just wondering if at some point it would be ok to try to get a prime card. If not, maybe I will just get another Cap One card and maybe a 10K+ CL. I don't really give a crap who the card is with. They are all the same!!

[Anonymous]

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dicej32 wrote:

Discharged is not deleted. It means that as of march of 2005 the debts included in the BK are no longer collectable. BK can show on credit reports for up to ten years (2015).

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Wrong if it's a Chapter 13 it's deleted 7 years after the file date not after the discharge. I was discharged from my Chapter October 2006 an my last bk that's on my TU CR will be deleted next month.

[Anonymous]

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dallasjetfan wrote:

I definitely knew that!! I am just wondering if at some point it would be ok to try to get a prime card. If not, maybe I will just get another Cap One card and maybe a 10K+ CL. I don't really give a crap who the card is with. They are all the same!!

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lol I told you pay down you balances apply for a prime card at the first of the year. GOOD LUCK.