Approval...Amex Platinum upgrade from green!!

[Anonymous]

Congrats!

[Anonymous]

What’s the minimum starting limit of the platinum card? Is it similar to other premiere cards like CSR that start off with at least 10K?

[Anonymous]

eclecticdementia1 if my memory serves me they gave me a NPSL and then set the internal limit at $500 to start. As you know this is not a fixed credit limit card so the limit can vary over time.

[jtw34240]

I think the internal limit varies with each person based on income credit and spending on card. Mine seems to be close to 2k for my income level that is okay for 30k. I’ve had 200-400 balance when I checked spending ability and testing 2k with balance says denied but 1500 will be approved with balance between 200 and 400. I like it for the prestige and benefits it gives especially centurion lounge access

[Anonymous]

Thanks for the feedback.

[BronzeTrader]

There are other versions of AmEx Plat card that may be bettered suited for you for the perks....

[jtw34240]

The only ones i'm aware of are the delta skymiles ones and they are credit cards and not a charge card. With amex the charge cards are the green card $95 a year, the gold card $195 a year and the platinum card $550 a year. Then there is the delta skymiles  cards which i already have the delta skymiles so that is another $95 a year but the one i have does not include the lounge access. That costs 495 a year so for 550 the platinum cards perks will pay for itself 200 airline credit, 200 uber credit, lounge access to delta crown room and centurion lounges, and the upgraded hotel i figure it's worth the money.

[drboxing]

I upgraded as well to the AMEX Platinum, I travel a lot so the perks work wonderfully for me

[Anonymous]

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@jtw34240 wrote:

The only ones i'm aware of are the delta skymiles ones and they are credit cards and not a charge card. With amex the charge cards are the green card $95 a year, the gold card $195 a year and the platinum card $550 a year. Then there is the delta skymiles  cards which i already have the delta skymiles so that is another $95 a year but the one i have does not include the lounge access. That costs 495 a year so for 550 the platinum cards perks will pay for itself 200 airline credit, 200 uber credit, lounge access to delta crown room and centurion lounges, and the upgraded hotel i figure it's worth the money.

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There are other Amex Plat charge cards, e.g Ameriprise

https://www.ameriprise.com/products-services/cash-cards-lending/credit-cards/

which has the AF waived the first year, and several others (e.g. Mercedes Benz version).