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Approval chance for AMEX BCE with given history/credentials

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Youngcredit23
New Contributor

Approval chance for AMEX BCE with given history/credentials

I'm looking to apply for my second credit card, the Amex BCE. What are my chances for approval with my given history. The reason I am asking is because I rather not waste a pull/inquiry when I could just shoot for something I have an actual chance with

Here is how my credit report looks:

•Accounts- Chase Freedom Visa $0/$500CL

•AAOA- 6 months

•Inquiries- 2-3 inquires

Other Information:
Yearly income: I work part time as a supermarket front end supervisor at $7,000 a year.

Full time student with no student loans

Any other info you guys need to help factor approval chances?

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Approval chance for AMEX BCE with given history/credentials

I think income might be a little low but I've seen people get approved for it with around that amount. I only had 6 months of credit history and got approved instantly for the BCE with an EX score of 720. I think you have a great chance at getting approved but I don't think your going to get a high starting CL. 

Message 2 of 12
Anonymous
Not applicable

Re: Approval chance for AMEX BCE with given history/credentials


@Youngcredit23 wrote:
I'm looking to apply for my second credit card, the Amex BCE. What are my chances for approval with my given history. The reason I am asking is because I rather not waste a pull/inquiry when I could just shoot for something I have an actual chance with

Here is how my credit report looks:

•Accounts- Chase Freedom Visa $0/$500CL

•AAOA- 6 months

•Inquiries- 2-3 inquires

Other Information:
Yearly income: I work part time as a supermarket front end supervisor at $7,000 a year.

Full time student with no student loans

Any other info you guys need to help factor approval chances?


Apart from BCE, also look at the Barclays Sallie Mae.  This will give better rewards in most cases.

Message 3 of 12
Creditaddict
Legendary Contributor

Re: Approval chance for AMEX BCE with given history/credentials

Income would be the only issue I would see... do you have any income from student loans or family that you can add in?

Message 4 of 12
Youngcredit23
New Contributor

Re: Approval chance for AMEX BCE with given history/credentials

I do have some income that my mom tends to give me monthly, but I was reluclant too add that into my income.
Message 5 of 12
CreditRookie22
Contributor

Re: Approval chance for AMEX BCE with given history/credentials

I say go for it. I've seen portfolios like yours get approved. When do u plan on app?
Message 6 of 12
Youngcredit23
New Contributor

Re: Approval chance for AMEX BCE with given history/credentials

I should be recieving my 6th statement by the end of this week, so a short time after that.
Message 7 of 12
CreditRookie22
Contributor

Re: Approval chance for AMEX BCE with given history/credentials

Ok, pull your cr before apping, and make sure it reported its 6th statement. Also to be in your best position, let ONLY 1 cc report a 1-9% util.
Message 8 of 12
CreditRookie22
Contributor

Re: Approval chance for AMEX BCE with given history/credentials

You have to make sure it reports everything I just told u. I can take a few weeks to update, so be careful
Message 9 of 12
Youngcredit23
New Contributor

Re: Approval chance for AMEX BCE with given history/credentials

Ok, what I'll do is wait untill everything is reported before I apply.
Message 10 of 12
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